Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,296 (2025).

What school district is this property in?

This property is in the 813 - Lake City school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 49 days.

Listed at

$289,900

$139/sqft

Lake City

1407 S Garden Street, Lake City, MN, 55041

2 Bedrooms3 Bathrooms2,081 Square Feet0.165 Acres

Days on market49

Year built1999

Garage spaces2

TypeResidential

Est. $5,697buyer credit when you buy with SODL

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About this home

Welcome home to this inviting 2 Bedroom, 3-Bathroom townhome, Offering the perfect blend of comfort, convenience, and low-maintenance living. With Spacious living areas and a functional layout, this home is ideal for first-time buyers, down sizers, investors, or anyone looking for a move in ready property. The Main living area provides a welcoming space for relaxing and entertaining. Both Bedrooms provide a comfortable retreat, with 3 bathrooms adding convenience for residents and guest. Enjoy the benefits of townhome living without sacrificing space or comfort. This property is a great opportunity for someone looking for an affordable home and in a desirable setting. Whether you are looking for your next home or a smart investment, this townhome is worth a look. Potential 3rd bedroom with the addition of an egress window!

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built1999

LevelsOne

Living area2,081 sqft

Above-grade finished1,481 sqft

Below-grade finished600 sqft

Lot size0.165 acres (50x145)

Days on market49

ListedAug 10, 2026

MLS #NST7124223

CountyWabasha

SubdivisionLake City

Parcel #R220086606

Facts & features

Interior

Bedrooms: 2
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Washer

Property

Levels / stories: One
Garage: 2 spaces · 23x21 · 483 sqft
Parking features: Attached Garage
Exterior features: Vinyl
Lot size: 0.165 acres
Lot dimensions: 50x145

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Foundation: Block · 1,481 sqft
Roof: Age 8 Years or Less
Year built: 1999

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Lake City
HOA: No HOA
School district: 813 - Lake City
High school district: Lake City

Financial & listing details

Annual tax: $3,296 (2025)
Listed: Aug 10, 2026
Days on market: 49
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementFinished

HeatingForced Air

CoolingCentral Air

AppliancesDryer, Washer

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,481 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size483 sqft

Financial details

Annual taxes$3,296

Tax year2025

Taxes w/ assessments3296

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District813 - Lake City

District number813

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$5,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,895/mo

Principal & interest$1,524

Property taxes$275

Home insurance (est.)$97

Down payment

$57,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.