Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,886 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 248 days.

Listed at

$239,900

$144/sqft

Lake City

916 S Garden Street, Lake City, MN, 55041

3 Bedrooms2 Bathrooms1,671 Square Feet0.247 Acres

Days on market248

Year built1900

Garage spaces1

TypeResidential

Est. $4,197buyer credit when you buy with SODL

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About this home

Charming 3-bedroom, 2-bath home—one of Lake City’s true gems! This home is rich with grand architectural features, including tall ceilings, beautiful original woodwork, hardwood floors, an open staircase, stained-glass windows, and classic built-ins. Newer windows fill the home with abundant natural light, enhancing its timeless elegance and old-world charm. Enjoy two inviting porches, one front and one back,perfect for relaxing or entertaining. The nice-sized lot includes a one-car detached garage. Ideally located close to the lake, downtown, high school, football field, and situated right on the parade route. A wonderful opportunity to add your personal touches and make this Lake City treasure your own.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1900

LevelsTwo

Living area1,671 sqft

Above-grade finished1,351 sqft

Below-grade finished320 sqft

Lot size0.247 acres (75 x 144)

Days on market248

ListedJan 23, 2026

MLS #NST7011420

CountyWabasha

SubdivisionLake City

Parcel #R220088500

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Hot Water
Cooling: None
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 1 space · 308 sqft
Parking features: Detached Garage, Concrete
Patio & porch: Front Porch, Rear Porch
Lot size: 0.247 acres
Lot dimensions: 75 x 144

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block
Foundation: 794 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1900

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Lake City
HOA: No HOA
School district: Lake City

Financial & listing details

Annual tax: $1,886 (2025)
Listed: Jan 23, 2026
Days on market: 248 · 15 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Storage Space, Unfinished

HeatingHot Water

CoolingNone

Fireplaces1

LaundryIn Basement

AppliancesDryer, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAge Over 8 Years, Asphalt

Foundation area794 sqft

Patio/porchFront Porch, Rear Porch

Lot featuresTree Coverage - Light

Road frontageCity Street, Curbs, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces1

Garage size308 sqft

Financial details

Annual taxes$1,886

Tax year2025

Taxes w/ assessments1886

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2281

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$4,197Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,197

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,498/mo

Principal & interest$1,261

Property taxes$157

Home insurance (est.)$80

Down payment

$47,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.