Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,572 (2025).

What school district is this property in?

This property is in the 813 - Lake City school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 78 days.

Listed at

$289,900

$222/sqft

Lake City

321 W Michigan Street, Lake City, MN, 55041

3 Bedrooms2 Bathrooms1,308 Square Feet0.247 Acres

Days on market78

Year built1971

Garage spaces2

TypeResidential

Est. $5,697buyer credit when you buy with SODL

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About this home

TWO BLOCKS FROM LAKE PEPEIN, IMMEDIATE POSSESSION! This is a wonderful ranch home featuring a hard surfaced countertop, nice floors, and much more PLUS a very large garage with ample room for benches, and storage. The double lot provides for ample free space for many outdoor activities. Inside space, plus outside space, plus close to Lake Pepin.GO

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1971

LevelsOne

Living area1,308 sqft

Above-grade finished1,008 sqft

Below-grade finished300 sqft

Lot size0.247 acres (100 X 144)

Days on market78

ListedJul 12, 2026

MLS #NST7108100

CountyWabasha

SubdivisionLake City

Parcel #R220086703

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Range, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 2 spaces · 28 x 24 · 672 sqft
Parking features: Detached Garage, Gravel, Garage Door Opener
Exterior features: Vinyl
Lot size: 0.247 acres
Lot dimensions: 100 X 144

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,008 sqft
Roof: Metal
Year built: 1971

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Lake City
HOA: No HOA
School district: 813 - Lake City
High school district: Lake City

Financial & listing details

Annual tax: $2,572 (2025)
Listed: Jul 12, 2026
Days on market: 78
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Full

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Gas Water Heater, Range, Stainless Steel Appliances

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofMetal

FoundationBlock

Foundation area1,008 sqft

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$2,572

Tax year2025

Taxes w/ assessments2572

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District813 - Lake City

District number813

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$5,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,835/mo

Principal & interest$1,524

Property taxes$214

Home insurance (est.)$97

Down payment

$57,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

321 W Michigan Street, Lake City, MN, 55041

Street View

Listing information

MLS #NST7108100

StatusActive

Last updatedSep 8, 2026, 9:42 PM

Originally listedJul 12, 2026, 5:10 PM

Listing officePlaza Realty of Rochester,Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.