
Sold price · Closed Aug 14, 2026
Davis Mississippi Cove 2nd Add
About this home
Set on a peaceful acre in Otsego’s Mississippi Cove community, this custom-built rambler offers a refined blend of craftsmanship, generous space, and a setting that feels quietly removed while remaining close to major highways and everyday conveniences. Meticulously maintained, the home presents a bright and welcoming atmosphere from the moment you arrive. Inside, soaring vaulted ceilings and expansive picture windows draw the eye through the living room to views of the surrounding acreage, anchored by a gas fireplace. A quiet front dining room provides an inviting setting for gatherings and flows seamlessly into the kitchen. Designed for both culinary creativity and entertaining, the kitchen features rich alder cabinetry, abundant counter space, high-end appliances, a walk-in pantry, and a dedicated buffet with wine fridge overlooking the living area. Nearby, the mudroom offers built-in lockers, additional storage, and convenient main-level laundry. The private primary suite includes coved ceilings, a walk-out balcony overlooking the yard, and an ensuite bath with dual-head walk-in shower and jetted soaking tub. The walkout lower level expands the living space with a family room featuring a second fireplace and custom built-ins, along with two bedrooms, a full bath, office, and new kitchenette—ideal for entertaining or multigenerational living. A heated four-car garage and separate 30×40 heated outbuilding provide exceptional space for hobbies, storage, or workshop use.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Forced Air, Fireplace(s), Zoned
- Cooling
- Central Air, Dual
- Appliances
- Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Iron Filter, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 4 spaces · 44x25 · 1,100 sqft
- Parking features
- Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking
- Patio & porch
- Composite Decking, Deck, Patio
- Exterior features
- Stone, Cement Board
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- 8 ft+ Pour · 1,789 sqft
- Roof
- Asphalt
- Year built
- 2016
Utilities
- Water
- Private
- Sewer
- Septic System Compliant - Yes
- Fuel
- Natural Gas
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- Davis Mississippi Cove 2nd Add
- HOA
- $500/annual
- HOA name
- Davis Mississippi Cove
- HOA phone
- 7633500022
- HOA includes
- Other
- School district
- 728 - Elk River
Financial & listing details
- Annual tax
- $8,047.82 (2025)
- Tax with assessments
- 8092
- Listed
- Mar 12, 2026
- Days on market
- 54
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12822 96th Street NE, Otsego, MN, 55330
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
