Davis Mississippi Cove 2nd Add
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About this home
Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort. Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area. From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment. Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace. Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms. Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free. The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite. A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind. Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities. An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Bath breakdown
- 2 full / 1 3/4 / 1 half
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Double Oven, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 38x30 · 1,140 sqft
- Parking features
- Attached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage
- Exterior features
- Stone, Shakes
- Lot size
- 1 acres
- Lot dimensions
- Irregular
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,310 sqft
- Year built
- 2010
Utilities
- Water
- Well
- Sewer
- Septic System Compliant - Yes
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Davis Mississippi Cove 2nd Add
- HOA
- $500/annual
- HOA name
- Davis Mississippi Cove
- HOA phone
- 7633500022
- HOA includes
- Other
- School district
- 728 - Elk River
Financial & listing details
- Annual tax
- $7,069.08 (2026)
- Tax with assessments
- 7118
- Listed
- May 14, 2026
- Days on market
- 104 · 47 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12686 NE 96th Street, Elk River, MN, 55330
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
