Sold / Closed
$830,000

Sold price · Closed Aug 14, 2026

$254/sqft

Davis Mississippi Cove 2nd Add

12608 96th Street NE, Otsego, MN, 55330
5  Bedrooms4  Bathrooms3,340  Square Feet1.004  Acres
Days on market47
Year built2013
Garage spaces5
HOA / month$500
TypeResidential
Est. $22,497buyer credit when you buy with SODL

About this home

This custom-built 5-bed, 4-bath, 5-car-garage on 1 acre is ready for a new owner. The Mississippi Cove community is an ideal location. The highlights include natural woodwork and cabinets, 3 bedrooms on the main level, a built-in oven/microwave plus separate range, a large center island, a west-facing covered deck, an LL dry bar, and a sauna that will stay with the property. The lower-level bath has a heated ceramic floor. The iron filtration system keeps rust stains away inside and out. You shouldn't miss viewing this home. You will be singing, " Who could ask for anything more,” on the way out the door.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2013
LevelsOne
Living area3,340 sqft
Above-grade finished1,920 sqft
Below-grade finished1,420 sqft
Lot size1.004 acres (156x127x301x29x250)
Days on market47
ListedMay 11, 2026
MLS #NST7071989
CountyWright
SubdivisionDavis Mississippi Cove 2nd Add
Parcel #118247003030

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Humidifier, Gas Water Heater, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Water Softener Owned

Property

Levels / stories
One
Garage
5 spaces · 34x23 22x30 · 1,370 sqft
Parking features
Attached Garage, Detached Garage, Asphalt, Floor Drain, Garage Door Opener, Insulated Garage
Patio & porch
Covered, Deck, Front Porch, Patio
Exterior features
Stone, Engineered Wood, Vinyl
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Post and Beam
Foundation
Block · 1,920 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2013

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
100 Amp Service, 200+ Amp Service

Community & HOA

Subdivision
Davis Mississippi Cove 2nd Add
HOA
$500/annual
HOA name
Davis Mississippi Cove
HOA phone
7633500022
HOA includes
Other
School district
728 - Elk River

Financial & listing details

Annual tax
$6,829 (2026)
Tax with assessments
6878
Listed
May 11, 2026
Days on market
47
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Humidifier, Gas Water Heater, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesHardwood Floors, Kitchen Center Island, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, Sauna, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Engineered Wood, Vinyl
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,920 sqft
Patio/porchCovered, Deck, Front Porch, Patio
Lot featuresTree Coverage - Light
Road frontageCul De Sac, No Outlet/Dead End
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Floor Drain, Garage Door Opener, Insulated Garage
Garage spaces5
Garage size1,370 sqft

Financial details

Annual taxes$6,829
Tax year2026
Taxes w/ assessments6878
Assessment pendingNo
HOA fee$500
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$22,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $22,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,819/mo
Principal & interest$4,467
Property taxes$569
Home insurance (est.)$283
HOA fees$500
%
$169,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12608 96th Street NE, Otsego, MN, 55330

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Listing information

MLS #NST7071989
StatusClosed
Last updatedAug 14, 2026, 3:26 PM
Originally listedMay 11, 2026, 7:45 PM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.