Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,170 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 13 days.

No photos available

Sold / Closed

$232,000

Sold price · Closed Oct 17, 2025

$139/sqft

116 Able Street E

116 Able Street E, Saint Joseph, MN, 56374

4 Bedrooms1 Bathroom1,547 Square Feet0.156 Acres

Days on market13

Year built1962

Garage spaces1

TypeResidential

Est. $3,447buyer credit when you buy with SODL

About this home

Charming 1.5 story home in the heart of St Joseph! This 4-bedroom, 1-bath home offers 1,547 finished square feet of comfortable living. The main level offers a remodeled living room, spacious kitchen/dining, two bedrooms and a full bath. Upstairs offers two additional bedrooms. The unfinished basement provides plenty of storage and great potential for future living space with plumbing for future bathroom. Enjoy the serene backyard and take advantage of the extra-wide detached 1-stall garage with bonus storage shed for all your gear. With character, modern updates, and a location that puts you within walking distance to shops, dining, and trails - this home offers the perfect blend of small-town charm and everyday convenience. Whether you’re looking for your first home or a smart investment, this property is a standout you won’t want to miss!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1962

LevelsOne and One Half

Living area1,547 sqft

Above-grade finished1,547 sqft

Below-grade finished0 sqft

Lot size0.156 acres (68x100)

Days on market13

ListedSep 5, 2025

MLS #NST6783938

CountyStearns

Parcel #84536850000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 1
Bath breakdown: 1 full
Heating: Boiler
Cooling: Window Unit(s)
Appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 20x20 · 400 sqft
Parking features: Detached Garage
Exterior features: Steel Siding
Lot size: 0.156 acres
Lot dimensions: 68x100

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 952 sqft
Roof: Age Over 8 Years
Year built: 1962

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,170 (2025)
Tax with assessments: 2178
Listed: Sep 5, 2025
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingBoiler

CoolingWindow Unit(s)

Fireplaces1

LaundryLower Level

AppliancesDishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

AmenitiesCeiling Fan(s), Hardwood Floors

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years

FoundationBlock

Foundation area952 sqft

Lot featuresTree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size400 sqft

Financial details

Annual taxes$2,170

Tax year2025

Taxes w/ assessments2178

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,447Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,447

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,382/mo

Principal & interest$1,129

Property taxes$181

Home insurance (est.)$72

Down payment

$42,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.