Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,138 (2024).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 620 days.

Listed at

$225,000

$102/sqft

Lowrys Add

1120 9th Avenue, Saint Cloud, MN, 56303

2 Bedrooms2 Bathrooms2,200 Square Feet0.19 Acres

Days on market620

Year built1948

Garage spaces1

TypeResidential

Est. $3,750buyer credit when you buy with SODL

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About this home

Cute and updated 2 Bedroom and 2 bath home with hardwood floors, very well maintained and large rear 3 season porch, wood burning fireplace in lower family room.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1948

LevelsOne

Living area2,200 sqft

Above-grade finished1,200 sqft

Below-grade finished1,000 sqft

Lot size0.19 acres (125x66)

Days on market620

ListedJan 16, 2025

MLS #NST6650156

CountyStearns

SubdivisionLowrys Add

Parcel #82480480000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Basement: Finished, Full, Partially Finished, Storage Space · 1,000 sqft finished

Property

Levels / stories: One
Garage: 1 space · 19x12 · 228 sqft
Parking features: Attached Garage, Concrete
Pool: None
Lot size: 0.19 acres
Lot dimensions: 125x66

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Steel Siding
Foundation: 1,200 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1948

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Lowrys Add
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $2,138 (2024)
Tax with assessments: 2146.0000
Listed: Jan 16, 2025
Days on market: 620 · 3 cumulative

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full, Partially Finished, Storage Space

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle

Foundation area1,200 sqft

Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces1

Garage size228 sqft

Financial details

Annual taxes$2,138

Tax year2024

Taxes w/ assessments2146.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number742

District phone320-253-9333

High schoolSt. Cloud

SODL flat fee brokerage

$3,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,436/mo

Principal & interest$1,182

Property taxes$178

Home insurance (est.)$75

Down payment

$45,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.