Pending
$255,000
$84/sqft

Lowrys Add

1120 9th Avenue, Saint Cloud, MN, 56303
3  Bedrooms2  Bathrooms3,042  Square Feet0.19  Acres
Days on market35
Year built1948
Garage spaces1
TypeResidential
Est. $4,650buyer credit when you buy with SODL

About this home

Completely renovated from top to bottom, this charming home offers the rare opportunity to enjoy the feel of new construction without the new-construction price tag. Thoughtfully updated throughout, you'll love the fresh flooring, modern paint colors, stylish cabinetry, beautifully remodeled bathrooms, new windows, elegant French doors, updated mechanicals, new appliances, and convenient laundry area. Sunlight pours into the living spaces, creating a bright, welcoming atmosphere that instantly feels like home. For buyers who want to spend their time enjoying life, not tackling renovation projects, this home delivers the perfect blend of modern comfort, quality, and peace of mind. Step outside to a fully fenced backyard designed for relaxing, entertaining, and making memories. Whether you're gardening, hosting friends, or watching pets play, the outdoor space is ready to enjoy, complete with built-in dog doors for your four-legged family members. An attached one-car garage and four additional parking pads provide plenty of room for vehicles, guests, and recreational toys. Located just 100 feet from public transportation and close to parks, schools, shopping, and downtown amenities, you'll enjoy the convenience of having everyday essentials within easy reach. Offering the affordability of an existing home with the updates and lifestyle today's buyers are looking for, this move-in-ready gem is the perfect place to put down roots and start your next chapter.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1948
LevelsOne
Living area3,042 sqft
Above-grade finished1,591 sqft
Below-grade finished1,451 sqft
Lot size0.19 acres (125x66)
Days on market35
ListedAug 12, 2026
MLS #NST7111363
CountyStearns
SubdivisionLowrys Add
Parcel #82480480000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1 space · 21 x 12 · 252 sqft
Parking features
Attached Garage, Concrete, No Int Access to Dwelling, Other
Patio & porch
Covered, Enclosed, Rear Porch
Exterior features
Stone, Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block, Poured Concrete · 1,591 sqft
Roof
Age 8 Years or Less
Year built
1948

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Lowrys Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,538 (2026)
Listed
Aug 12, 2026
Days on market
35
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Storage Space
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Area, Informal Dining Room, Living/Dining Room
AmenitiesCable, Ceiling Fan(s), French Doors, Kitchen Window, Patio, Porch
AccessibilityGrab Bars In Bathroom
Special featuresMain Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less
FoundationBlock, Poured Concrete
Foundation area1,591 sqft
Patio/porchCovered, Enclosed, Rear Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, No Int Access to Dwelling, Other
Garage spaces1
Garage size252 sqft

Financial details

Annual taxes$2,538
Tax year2026
Taxes w/ assessments2538
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,650Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,650

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,637/mo
Principal & interest$1,340
Property taxes$212
Home insurance (est.)$85
%
$51,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1120 9th Avenue, Saint Cloud, MN, 56303

Listing information

MLS #NST7111363
StatusPending
Last updatedSep 16, 2026, 5:41 PM
Originally listedAug 12, 2026, 4:34 PM
Listing officeEdina Realty, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.