Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,910 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 7 days.

Listed at

$230,000

$111/sqft

Lowrys Add

1002 10th Avenue, Saint Cloud, MN, 56303

3 Bedrooms3 Bathrooms2,080 Square Feet0.2 Acres

Days on market7

Year built1930

Garage spaces1

TypeResidential

Est. $3,900buyer credit when you buy with SODL

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About this home

Charming 3-Bedroom Home with Great Potential in North Saint Cloud! The Main Level Features classic hardwood floors, a bright living room, a functional kitchen, and main-floor bedrooms. The Upper Level Offers extra space, including a loft area and an upper-level bedroom. The Lower Level Includes a finished basement area for extra living space or storage. Includes a 1-stall garage and a convenient carport.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1930

LevelsOne and One Half

Living area2,080 sqft

Above-grade finished1,324 sqft

Below-grade finished756 sqft

Lot size0.2 acres (66 x 132)

Days on market7

ListedSep 22, 2026

MLS #NST7108197

CountyStearns

SubdivisionLowrys Add

Parcel #82479550000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 288 sqft
Carport: 1
Parking features: Carport, Detached Garage, Concrete
Exterior features: Stucco
Lot size: 0.2 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 840 sqft
Roof: Asphalt, Pitched
Year built: 1930

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Lowrys Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $4,910 (2025)
Listed: Sep 22, 2026
Days on market: 7
Special listing conditions: In Foreclosure, Short Sale
Foreclosure status: Yes
Short sale potential: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Finished, Full

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Tile Floors, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Primary

Exterior & lot

ExteriorStucco

RoofAsphalt, Pitched

FoundationBlock

Foundation area840 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingCarport, Detached Garage, Concrete

Garage spaces1

Garage size288 sqft

Financial details

Annual taxes$4,910

Tax year2025

Taxes w/ assessments4910

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleYes

ForeclosureYes

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,900Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,900

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,695/mo

Principal & interest$1,209

Property taxes$409

Home insurance (est.)$77

Down payment

$46,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.