Pending
$529,990
$213/sqft

Mississippi Landing

10638 Mississippi Dunes Trail S, Cottage Grove, MN, 55016
2  Bedrooms3  Bathrooms2,494  Square Feet0.24  Acres
Days on market95
Year built2026
Garage spaces2
HOA / month$220
TypeResidential
Est. $12,900buyer credit when you buy with SODL

About this home

Welcome to the Aspen floorplan by M/I Homes! This home is complete and ready to close. Patio villa style home with all living amenities on the main level, PLUS a bonus upstairs area with huge loft, half bath and storage area! As you enter the home, you have a den/flex space perfect for a home office or seating area. The home features a spacious owner's suite, with private bath with dual vanities, tiled shower and a large walk-in closet! There is a 2nd bedroom and bathroom toward the front of the home, nicely separated from the owner's suite. The kitchen, dining area, morning room and family room are open concept and make the space feel light, bright and airy! The kitchen has a large center island, quartz countertops, and stainless steel GE appliances - all included with the home. The sun-drenched morning room is the perfect place to sip your morning coffee with a view of your private, wooded backyard. The family room features an electric fireplace and LVP throughout most of the main level. Off the garage you'll find your mud room/laundry room, complete with a laundry sink. As you head upstairs, you will find a HUGE loft space - perfect as a movie room, exercise area, guest space, or craft room; The options are endless! A half bath and finished storage room complete the upper level. This home sits on a beautiful, private 0.24 acre lot that backs to woods/mature trees! Enjoy association maintained lawncare, snow removal and landscaping so you can spend less time maintaining and more time doing the things you love! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 4.875%/5.243% APR if closing by October 29th with seller's preferred lender. Call for further details.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne and One Half
Living area2,494 sqft
Above-grade finished2,494 sqft
Below-grade finished0 sqft
Lot size0.24 acres (54 x 207 x 30 x 209)
Days on market95
ListedFeb 18, 2026
New constructionYes
MLS #NST7023199
CountyWashington
SubdivisionMississippi Landing
Parcel #NA

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 19'6" x 21'6" · 472 sqft
Parking features
Attached Garage
Patio & porch
Patio
Exterior features
Stone, Cement Board, Vinyl
Fencing
Partial, Privacy, Wood

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,918 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Builder
HANS HAGEN HOMES AND M/I HOMES

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Mississippi Landing
HOA
$220/month
HOA name
First Service Residential
HOA phone
9522772700
HOA includes
Lawn Care, Other, Professional Mgmt, Sanitation, Shared Amenities, Snow Removal
School district
833 - South Washington County

Financial & listing details

Annual tax
$972 (2026)
Tax with assessments
0
Listed
Feb 18, 2026
Days on market
95
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room, Kitchen/Dining Room
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationSlab
Foundation area1,918 sqft
Patio/porchPatio
Lot featuresSod Included in Price, Tree Coverage - Heavy
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size472 sqft

Financial details

Annual taxes$972
Tax year2026
Taxes w/ assessments0
Assessment pendingNo
HOA fee$220
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$12,900Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,900

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,263/mo
Principal & interest$2,785
Property taxes$81
Home insurance (est.)$177
HOA fees$220
%
$105,998
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10638 Mississippi Dunes Trail S, Cottage Grove, MN, 55016

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Listing information

MLS #NST7023199
StatusPending
Last updatedSep 21, 2026, 3:39 PM
Originally listedFeb 22, 2026, 3:36 PM
Listing officeM/I Homes
Co-listing officeM/I Homes

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.