Listed at
$549,990
$217/sqft

Mississippi Landing 1st Add

10583 Mississippi Dunes Trail, Cottage Grove, MN, 55016
3  Bedrooms3  Bathrooms2,540  Square Feet0.255  Acres
Days on market55
Year built2026
Garage spaces3
HOA / month$220
TypeResidential
Est. $13,500buyer credit when you buy with SODL
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About this home

Welcome to the Magnolia floorplan by M/I Homes! Home will be ready to close early October. This is a 2-story patio villa home with all living facilities on the main level. A spacious kitchen with huge center island is the heart of the home! Quartz countertops, stainless GE appliances (all included with the home) and a walk-in pantry make this kitchen ideal for both everyday living and entertaining. The kitchen is open to the dining room and family room, complete with an electric fireplace and view of your wooded backyard. The owner's suite is conveniently located on the main level, complete with dual vanities, beautiful tiled shower, enclosed toilet room and a large walk-in closet. Off the 3-car garage, you have your laundry room (washer and dryer included with the home) complete with laundry sink, and a large walk-in closet perfect for storing all of the coats, boots, etc you need for MN living! A half bath perfect for guests completes the main level. Step out your sliding door to your patio with view of your wooded backyard! There is a portion of the patio that is covered by an overhang of the home, perfect for enjoying the outdoors in some shade. On the upper level of the stairs, there are two additional bedrooms, a full bathroom, spacious loft, and finished storage area! All of this with the convenience of association-maintained lawn care and snow removal for a 'lock and leave' lifestyle! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 5.875%/6.208% APR or FHA 5.25%/5.891% APR if closing by October 29th with sellers preferred lender. Call for further details.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsTwo
Living area2,540 sqft
Above-grade finished2,540 sqft
Below-grade finished0 sqft
Lot size0.255 acres (53 x 170 x 73 x 186)
Days on market55
ListedAug 3, 2026
New constructionYes
MLS #NST7120812
CountyWashington
SubdivisionMississippi Landing 1st Add
Parcel #3002721420005

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
3 spaces · 22'8" x 29' 11" · 651 sqft
Parking features
Attached Garage
Patio & porch
Covered, Patio
Exterior features
Stone, Cement Board, Vinyl
Fencing
Partial, Privacy, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 1,592 sqft
Roof
Age 8 Years or Less
Builder
HANS HAGEN HOMES AND M/I HOMES
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Mississippi Landing 1st Add
HOA
$220/month
HOA name
First Service Residential
HOA phone
7622336527
HOA includes
Lawn Care, Professional Mgmt, Sanitation, Snow Removal
School district
833 - South Washington County

Financial & listing details

Annual tax
$486 (2026)
Listed
Aug 3, 2026
Days on market
55
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board, Vinyl
RoofAge 8 Years or Less
FoundationSlab
Foundation area1,592 sqft
Patio/porchCovered, Patio
Lot featuresSod Included in Price, Tree Coverage - Heavy, Underground Utilities
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size651 sqft

Financial details

Annual taxes$486
Tax year2026
Taxes w/ assessments486
Assessment pendingNo
HOA fee$220
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$13,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,334/mo
Principal & interest$2,890
Property taxes$41
Home insurance (est.)$183
HOA fees$220
%
$109,998
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10583 Mississippi Dunes Trail, Cottage Grove, MN, 55016

Listing information

MLS #NST7120812
StatusActive
Last updatedSep 17, 2026, 8:47 PM
Originally listedAug 4, 2026, 12:00 PM
Listing officeM/I Homes
Co-listing officeM/I Homes

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.