Sold / Closed
$518,990

Sold price · Closed Aug 26, 2026

$273/sqft

Mississippi Landing

10646 Mississippi Dunes Trail S, Cottage Grove, MN, 55016
2  Bedrooms2  Bathrooms1,899  Square Feet0.24  Acres
Days on market32
Year built2026
Garage spaces2
HOA / month$220
TypeResidential
Est. $12,570buyer credit when you buy with SODL

About this home

This association-maintained villa home is nestled on a private, wooded 0.24 acre lot! Home is complete and ready to close. With two bedrooms plus a den, two full bathrooms, a sun-drenched morning room, and walk-up attic storage over the garage, this home has everything you need. Plus, you'll be able to leave the yardwork behind and enjoy a lock-and-leave lifestyle with association maintained lawncare and snow removal. Step into the Cedarwood's spacious foyer and you'll be greeted by the light-filled den with bay windows, a perfect space for a home office or seating area. Next to the den are a secondary bedroom and bathroom, the perfect space for guests. Towards the back of the home, the kitchen is open to the dining area and family room. The kitchen features a large, angled island, perfect for entertaining, and the corner pantry ensures you have plenty of storage room. Just beyond the dining area is the morning room, a favorite place for enjoying the sunshine with a cup of coffee, or an additional entertaining space. Sliding doors lead to your patio and private backyard, where you can grill dinner or relax in the fresh air and enjoy a beverage. Just off of the family room is the owner's suite, including private bathroom with a beautiful tiled shower and double-vanities, and a HUGE walk-in closet! Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River. The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Home is COMPLETE and ready to close! Conventional 4.875%/4.9249% APR if closing by August 31st with seller preferred lender. FHA and VA options also available. Call for further details!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne
Living area1,899 sqft
Above-grade finished1,899 sqft
Below-grade finished0 sqft
Lot size0.24 acres (52 x 207 x 52 x 202)
Days on market32
ListedApr 25, 2026
New constructionYes
MLS #NST7061194
CountyWashington
SubdivisionMississippi Landing
Parcel #3002721420012

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 19'8" x 21'6" · 525 sqft
Parking features
Attached Garage
Patio & porch
Patio
Exterior features
Stone, Cement Board, Vinyl
Fencing
Partial, Wood

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,899 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Builder
HANS HAGEN HOMES AND M/I HOMES

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Mississippi Landing
HOA
$220/month
HOA name
First Service Residential
HOA phone
9522772700
HOA includes
Lawn Care, Professional Mgmt, Sanitation, Snow Removal
School district
833 - South Washington County

Financial & listing details

Annual tax
$972 (2026)
Listed
Apr 25, 2026
Days on market
32
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesCable, Ethernet Wired, Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, In-Ground Sprinkler, Walk-Up Attic
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationSlab
Foundation area1,899 sqft
Patio/porchPatio
Lot featuresSod Included in Price
Road frontageCity Street, Curbs, Sidewalks, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size525 sqft

Financial details

Annual taxes$972
Tax year2026
Taxes w/ assessments972
Assessment pendingNo
HOA fee$220
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$12,570Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,570

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,202/mo
Principal & interest$2,728
Property taxes$81
Home insurance (est.)$173
HOA fees$220
%
$103,798
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10646 Mississippi Dunes Trail S, Cottage Grove, MN, 55016

Comparable homes

Listing information

MLS #NST7061194
StatusClosed
Last updatedAug 26, 2026, 7:15 PM
Originally listedApr 25, 2026, 5:42 PM
Listing officeM/I Homes

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.