Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,760 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$329,900

$132/sqft

Centennial

1028 22nd Avenue N, Saint Cloud, MN, 56303

4 Bedrooms2 Bathrooms2,490 Square Feet0.22 Acres

Days on market0

Year built1959

Garage spaces1

TypeResidential

Est. $6,897buyer credit when you buy with SODL

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About this home

Check out this amazing 4 BR 2 Bath rambler in central St Cloud! completely updated and all new finished basement, owner added Bedroom and Bath, Family, Laundry and storage areas downstairs, plus updated the entire main floor. This home looks like a HGTV remodel.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1959

LevelsOne

Living area2,490 sqft

Above-grade finished1,340 sqft

Below-grade finished1,150 sqft

Lot size0.22 acres (80x122x69x132)

Days on market0

ListedOct 13, 2026

MLS #NST7159591

CountyStearns

SubdivisionCentennial

Parcel #82451450000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 1 space · 14x24 · 336 sqft
Parking features: Attached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch: Patio
Exterior features: Steel Siding
Fencing: Privacy, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,340 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Year built: 1959

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Centennial
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,760 (2026)
Tax with assessments: 2768
Listed: Oct 13, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLaundry Room

AppliancesDishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen, Separate/Formal Dining Room

AmenitiesCable, Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Local Area Network, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Security Lights, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Rehabbed, Renovated

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less, Architectural Shingle, Asphalt

FoundationBlock

Foundation area1,340 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Insulated Garage

Garage spaces1

Garage size336 sqft

Financial details

Annual taxes$2,760

Tax year2026

Taxes w/ assessments2768

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,074/mo

Principal & interest$1,734

Property taxes$230

Home insurance (est.)$110

Down payment

$65,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.