Sold / Closed
$309,000

Sold price · Closed Jun 30, 2026

$109/sqft

Centennial

1029 23rd Avenue N, Saint Cloud, MN, 56303
4  Bedrooms3  Bathrooms2,848  Square Feet0.24  Acres
Days on market6
Year built1960
Garage spaces2
TypeResidential
Est. $6,297buyer credit when you buy with SODL

About this home

Located in the highly desirable Centennial Addition, this spacious rambler offers over 2,800 finished square feet with extensive updates throughout. The remodeled kitchen features painted custom cabinets with soft-close doors and drawers, stainless steel appliances including a gas cooktop, a breakfast bar, and an informal dining area, and there is a separate formal dining room with access to the large maintenance-free deck. The inviting living room showcases coved ceilings, large windows, and beautiful hardwood floors that extend through much of the main level. Three bedrooms are located on the main floor, including a generous primary suite with a walk-in closet and an updated private bath featuring a tiled shower. The hall bath has also been beautifully updated with a stylish vanity and tile-surround tub. The finished lower level offers exceptional living space, including a stunning office or craft room with two built-in desks and quartz countertops, a spacious recreation area with custom cabinetry, quartz surfaces, and stylish wallpaper, plus a comfortable family room with a fireplace. A fourth bedroom and an updated bathroom with a soaking tub complete the lower level. Additional improvements include a four-year-old roof, replacement windows, and a mostly fenced backyard, making this move-in-ready home an outstanding value in a sought-after neighborhood.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1960
LevelsOne
Living area2,848 sqft
Above-grade finished1,548 sqft
Below-grade finished1,300 sqft
Lot size0.24 acres (76x135x82x133)
Days on market6
ListedJun 3, 2026
MLS #NST7086067
CountyStearns
SubdivisionCentennial
Parcel #82451140000

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 18x22 · 396 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener
Patio & porch
Deck
Exterior features
Stone, Fiber Board
Lot size
0.24 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,548 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1960

Utilities

Water
City Water/Connected, Sand Point, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Centennial
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,604 (2026)
Listed
Jun 3, 2026
Days on market
6
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Area, Kitchen/Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, In-Ground Sprinkler, Tile Floors
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Fiber Board
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,548 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Sand Point, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener
Garage spaces2
Garage size396 sqft

Financial details

Annual taxes$3,604
Tax year2026
Taxes w/ assessments3604
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,297Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,297

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,032/mo
Principal & interest$1,629
Property taxes$300
Home insurance (est.)$103
%
$61,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1029 23rd Avenue N, Saint Cloud, MN, 56303

Comparable homes

Listing information

MLS #NST7086067
StatusClosed
Last updatedJun 30, 2026, 8:28 PM
Originally listedJun 3, 2026, 12:08 PM
Listing officeAgency North Real Estate, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.