Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,516 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 239 days.

Listed at

$329,900

$141/sqft

1004 Dale Street

1004 Dale Street, Saint Joseph, MN, 56374

5 Bedrooms2 Bathrooms2,340 Square Feet0.3 Acres

Days on market239

Year built1990

Garage spaces2

TypeResidential

Est. $6,897buyer credit when you buy with SODL

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About this home

Beautifully updated 5-bedroom, 2-bath rambler home offering 2,300+ finished square feet on a spacious corner lot overlooking a Klinefelter park. Thoughtful updates include fresh paint, trendy accents, luxury vinyl plank flooring, remodeled bathrooms, and a striking fireplace feature wall that anchors the living space. The open kitchen and dining area features stainless steel appliances and easy access to a large deck, perfect for entertaining or relaxing in the fully fenced yard. The main level offers three bedrooms, including a primary with a walk-in closet. Additional highlights include steel siding, concrete driveway with an extra parking pad alongside the garage, and an exceptional location close to parks and amenities.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1990

LevelsOne

Living area2,340 sqft

Above-grade finished1,332 sqft

Below-grade finished1,008 sqft

Lot size0.3 acres (100x130)

Days on market239

ListedJan 28, 2026

MLS #NST7013538

CountyStearns

Parcel #84534750058

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 26x28 · 728 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Deck, Front Porch, Patio
Fencing: Chain Link, Full
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,320 sqft
Roof: Asphalt, Pitched
Year built: 1990

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $3,516 (2025)
Listed: Jan 28, 2026
Days on market: 239 · 22 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Full, Sump Basket

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLower Level, Laundry Room

AppliancesDishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Tile Floors

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

RoofAsphalt, Pitched

Foundation area1,320 sqft

Patio/porchDeck, Front Porch, Patio

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street, Curbs, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size728 sqft

Financial details

Annual taxes$3,516

Tax year2025

Taxes w/ assessments3516

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,137/mo

Principal & interest$1,734

Property taxes$293

Home insurance (est.)$110

Down payment

$65,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.