Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,314 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 62 days.

Listed at

$340,000

$162/sqft

Graceview Estates 2

515 Elena Lane, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms2,100 Square Feet0.25 Acres

Days on market62

Year built2005

Garage spaces3

TypeResidential

Est. $7,200buyer credit when you buy with SODL

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About this home

From the moment you step inside, it's clear this home has been exceptionally well cared for. This beautifully maintained 4-bedroom, 2-bath bi-level walkout offers a spacious, open layout that's perfect for both everyday living and entertaining. The heart of the home is the impressive kitchen, featuring granite countertops, a large center island, stainless steel appliances, and plenty of workspace for cooking or gathering with family and friends. Just off the dining area, a spacious deck extends your living space outdoors, making it the perfect spot for summer barbecues or relaxing evenings. The main level is highlighted by soaring vaulted ceilings, abundant natural light, and attractive laminate flooring that ties the living spaces together beautifully. Two generously sized bedrooms with large closets and a full bathroom complete the upper level. Downstairs, the walkout lower level offers even more room to spread out, featuring a comfortable family room centered around a cozy gas fireplace. A stylish dry bar with matching granite countertops creates the perfect space for entertaining, while two additional bedrooms and a second full bathroom provide flexibility for guests, family members, or a home office. Additional features include a convenient central vacuum system and the added benefit of the home being sold completely furnished, making it truly move-in ready. Outside, you'll appreciate the attention to detail just as much as inside. The insulated and heated three-stall garage offers year-round convenience, while the inviting front porch, backyard patio, fire pit area, in-ground sprinkler system, and beautifully landscaped yard create exceptional outdoor living spaces. Located near parks, walking paths, and all the amenities St. Joseph has to offer, this home combines quality, comfort, and an outstanding location. It's a property you'll be proud to call home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2005

LevelsSplit Entry (Bi-Level)

Living area2,100 sqft

Above-grade finished1,100 sqft

Below-grade finished1,000 sqft

Lot size0.25 acres (138x148x22x132)

Days on market62

ListedJul 9, 2026

MLS #NST7107323

CountyStearns

SubdivisionGraceview Estates 2

Parcel #84535330149

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 24x36 · 864 sqft
Parking features: Attached Garage
Patio & porch: Deck, Patio
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,100 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2005

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Graceview Estates 2
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $4,314 (2026)
Tax with assessments: 4322
Listed: Jul 9, 2026
Days on market: 62 · 42 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFinished, Full, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,100 sqft

Patio/porchDeck, Patio

Road frontageCurbs, Paved Streets, Sidewalks

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size864 sqft

Financial details

Annual taxes$4,314

Tax year2026

Taxes w/ assessments4322

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$7,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,260/mo

Principal & interest$1,787

Property taxes$360

Home insurance (est.)$113

Down payment

$68,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.