Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,901 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 87 days.

Listed at

$315,000

$154/sqft

Graceview Estates 2

455 Elena Lane, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms2,041 Square Feet0.28 Acres

Days on market87

Year built2005

Garage spaces2

TypeResidential

Est. $6,450buyer credit when you buy with SODL

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About this home

Step inside to discover everything this home has to offer; including a spacious entryway, finished over-sized garage, newer vinyl flooring throughout the upper level, upper-level walk-in closets, walk-out basement, and much more! The home sits on a large lot featuring a large driveway, peaceful patio, lush trees, and a beautiful Tamarisk that blooms all through the summer. Recent upgrades ensure peace of mind with a newer furnace and AC (2023) and brand-new water heater and softener (2026). Modern tech features, including a Nest thermostat and My Q garage door openers. **New shingles were installed on 6/25** Your future home is waiting for you!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2005

LevelsSplit Entry (Bi-Level)

Living area2,041 sqft

Above-grade finished1,101 sqft

Below-grade finished940 sqft

Lot size0.28 acres (56x170x90x178)

Days on market87

ListedMay 22, 2026

MLS #NST7079605

CountyStearns

SubdivisionGraceview Estates 2

Parcel #84535330131

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Attached Garage, Finished Garage, Insulated Garage
Patio & porch: Patio
Exterior features: Steel Siding
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Brick, Concrete
Foundation: Block, Poured Concrete · 1,101 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2005

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 150 Amp Service

Community & HOA

Subdivision: Graceview Estates 2
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $3,901 (2026)
Tax with assessments: 4226
Listed: May 22, 2026
Days on market: 87 · 48 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Walkout

HeatingForced Air

CoolingCentral Air

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Patio, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years, Asphalt

FoundationBlock, Poured Concrete

Foundation area1,101 sqft

Patio/porchPatio

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Finished Garage, Insulated Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$3,901

Tax year2026

Taxes w/ assessments4226

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,086/mo

Principal & interest$1,655

Property taxes$325

Home insurance (est.)$105

Down payment

$63,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.