Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,182.1 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 53 days.

Listed at

$279,900

$164/sqft

Cloverdale Estates 3rd Add

806 Callaway Street, Saint Joseph, MN, 56374

5 Bedrooms2 Bathrooms1,705 Square Feet0.31 Acres

Days on market53

Year built1987

Garage spaces2

TypeResidential

Est. $5,397buyer credit when you buy with SODL

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About this home

Rambler on corner lot! Many updates throughout - Spacious 5-bedroom, 2-bathroom home near downtown Saint Joseph with easy access to walking paths, parks, shops, and restaurants. Major mechanicals are updated — new furnace, central A/C, and water heater all installed within the last year. Roof and gutters replaced in 2022. New flooring in 2024. Attached 2-stall deep garage offers extra room for storage and vehicles. Five bedrooms provide flexible space for family, home office, or guests. Great location in the Saint Joseph community with small-town convenience and charm.

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Date

Sep 26, 2026

Time

2:30pm – 4pm

Address

806 Callaway Street, Saint Joseph, MN, 56374

Listed By: Central MN Realty LLC • NST7116244 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1987

LevelsOne

Living area1,705 sqft

Above-grade finished1,144 sqft

Below-grade finished561 sqft

Lot size0.31 acres (133x100)

Days on market53

ListedAug 6, 2026

MLS #NST7116244

CountyStearns

SubdivisionCloverdale Estates 3rd Add

Parcel #84534750035

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 22x26 · 572 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Patio
Exterior features: Vinyl
Lot size: 0.31 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Wood · 1,144 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1987

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Cloverdale Estates 3rd Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $3,182.1 (2025)
Tax with assessments: 3480
Listed: Aug 6, 2026
Days on market: 53
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementEgress Window(s), Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesKitchen Window, Main Floor Primary Bedroom, Patio, Washer/Dryer Hookup

AccessibilityNone

Special features4 BR on One Level

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Architectural Shingle

FoundationBlock, Wood

Foundation area1,144 sqft

Patio/porchPatio

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street, Curbs, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size572 sqft

Financial details

Annual taxes$3,182.1

Tax year2025

Taxes w/ assessments3480

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,829/mo

Principal & interest$1,471

Property taxes$265

Home insurance (est.)$93

Down payment

$55,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.