Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,528 (2025).

What school district is this property in?

This property is in the 480 - Onamia school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 2257 days.

Listed at

$399,000

$307/sqft

Bergs Add

9736 State Highway 27, Onamia, MN, 56359

3 Bedrooms2 Bathrooms1,300 Square Feet1.22 Acres

Days on market2257

Year built1986

Garage spaces2

TypeResidential

Est. $8,970buyer credit when you buy with SODL

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About this home

212 of perfect level Lake Shore located on peaceful Cove Bay, close to public boat launch. Enjoy now this 3 bedroom, 2 bath manufacture home, that needs some TLC, on this great lot with a double garage, or build your dream home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1986

LevelsOne

Living area1,300 sqft

Above-grade finished1,300 sqft

Below-grade finished0 sqft

Lot size1.22 acres (212x281x232x210)

Days on market2257

ListedJul 24, 2020

MLS #NST5629438

CountyMille Lacs

SubdivisionBergs Add

Parcel #170221500

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: None
Appliances: Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 1 sqft
Parking features: Detached Garage
Exterior features: Vinyl
Other structures: Storage Shed
View: Bay

Construction

Property type: Residential
Property subtype: Single Family
Foundation: None · 1,300 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1986

Utilities

Water: Well
Sewer: Mound Septic
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Bergs Add
HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $3,528 (2025)
Listed: Jul 24, 2020
Days on market: 2257 · 589 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingNone

AppliancesRange, Refrigerator, Washer

AmenitiesDeck, Vaulted Ceiling(s)

AccessibilityNone

Special featuresAll Living Facilities on One Level

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationNone

Foundation area1,300 sqft

Lot featuresIrregular Lot, Tree Coverage - Medium

Road frontageCounty Road, Highway

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerMound Septic

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size1 sqft

Financial details

Annual taxes$3,528

Tax year2025

Taxes w/ assessments3528

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$8,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,524/mo

Principal & interest$2,097

Property taxes$294

Home insurance (est.)$133

Down payment

$79,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.