39512 92nd Avenue
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About this home
Stunning westerly views of Mille Lacs Lake – Spacious home with exceptional storage! Enjoy breathtaking sunsets over Cove Bay on Mille Lacs Lake from this immaculate, exceptionally spacious 3-bedroom, 3-bath home offering 2,766 finished square feet on a large corner lot. Perfectly positioned just across the street from the public lake access, you'll enjoy easy boat launching and all the recreation Mille Lacs has to offer—without the expense of lakeshore taxes. Designed for comfortable living and entertaining, the home features an open-concept kitchen with beautiful hickory cabinetry, stainless steel appliances, double wall ovens, a newer cooktop, breakfast bar, generous pantry, and informal dining area. The impressive lakeside great room is filled with natural light from expansive windows and offers spectacular lake views, a wet bar, and plenty of space for gatherings. A stunning brick gas fireplace serves as the centerpiece of the living area, creating warmth and ambiance throughout the seasons. The spacious primary suite overlooks the lake and features private access to the upper-level deck, a large walk-in closet, and an ensuite bath complete with a jetted soaking tub, separate shower, and hickory vanity. Main-level laundry includes a utility sink for added convenience. Outdoor living is just as inviting with a large, covered patio featuring an awning—perfect for relaxing while taking in the panoramic lake views. Storage is unmatched with an attached oversized heated and insulated 2-car garage, plus a 30' x 40' pole building complete with concrete floor, electricity, 1/2 bath, and 12-foot sidewalls, providing ample room for boats, ATVs, snowmobiles, campers, and additional vehicles. Additional highlights include: New dual-fuel furnace installed in 2024 for energy-efficient heating and cooling, reinforced concrete storm shelter located in the crawl space, large corner lot with outstanding lake views and the public boat access just steps away. The Mille Lacs Lake area is renowned for world-class fishing, boating, swimming, groomed snowmobile trails, the SOO Line ATV Trail, nearby state parks, championship golf, casinos, charming lakeside communities, restaurants, shopping, and year-round recreation. Whether you're searching for a year-round residence, weekend getaway, or investment opportunity with excellent VRBO/Airbnb potential, this property offers an outstanding combination of space, location, and value. Experience all the beauty and recreation of Mille Lacs Lake while enjoying the significant savings of owning just off the water.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Forced Air, Fireplace(s), Heat Pump
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 6 spaces · 22x22 · 484 sqft
- Parking features
- Attached Garage, Detached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
- Patio & porch
- Deck, Patio
- Exterior features
- Metal, Vinyl
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Frame
- Foundation
- Block · 1,146 sqft
- Roof
- Age 8 Years or Less, Asphalt, Pitched
- Year built
- 2002
Utilities
- Water
- 4-Inch Submersible, Drilled, Private, Well
- Sewer
- Mound Septic, Private Sewer
- Fuel
- Natural Gas
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- HOA
- No HOA
- School district
- 480 - Onamia
- High school district
- Onamia
Financial & listing details
- Annual tax
- $3,885 (2026)
- Tax with assessments
- 3900
- Listed
- Jul 5, 2026
- Days on market
- 80 · 184 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
39512 92nd Avenue, Onamia, MN, 56359
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
