Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,958 (2026).

What school district is this property in?

This property is in the 912 - Milaca school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 54 days.

Listed at

$474,000

$182/sqft

9518 190th Street

9518 190th Street, Milaca, MN, 56353

4 Bedrooms3 Bathrooms2,600 Square Feet20 Acres

Days on market54

Year built2001

Garage spaces3

TypeResidential

Est. $11,220buyer credit when you buy with SODL

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About this home

This beautiful home offers country living at its finest, nestled on 20 breathtaking acres with an expansive 30x60 pole building and a three-car attached garage providing abundant space for vehicles, tools, and equipment. The main level features a spacious open-concept kitchen, living, and dining room centered around a cozy living room fireplace, alongside a dedicated main floor laundry room for everyday convenience. This level also includes two comfortable bedrooms and two bathrooms, as well as a charming four-season porch perfect for enjoying year-round views of the property. Downstairs, the lower level serves as an ultimate entertainment hub, boasting a large great room complete with a built-in bar and plenty of space for a pool table and air hockey. Two additional bedrooms and a third 3/4 bathroom round out the lower level, making it ideal for family or guests. Exceptional outdoor living space is provided by a large deck off the front door, ideal for relaxing and taking in the expansive acreage. Built for peace of mind and low maintenance, the home is finished with durable vinyl siding and a long-lasting metal roof. This rare find perfectly balances comfort, fun, and ultimate versatility—reach out today to request more information or to see this incredible property in person!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2001

LevelsOne

Living area2,600 sqft

Above-grade finished1,300 sqft

Below-grade finished1,300 sqft

Lot size20 acres (662 x 1340)

Days on market54

ListedJun 22, 2026

MLS #NST7097897

CountyMille Lacs

Parcel #070320803

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Rented

Property

Levels / stories: One
Garage: 3 spaces · 24x22 25x10 · 778 sqft
Parking features: Attached Garage, Gravel, Garage Door Opener
Patio & porch: Deck
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete, Frame, Steel Siding
Foundation: Block · 1,300 sqft
Roof: Age Over 8 Years, Metal
Year built: 2001

Utilities

Water: 4-Inch Submersible, Private, Well
Sewer: Mound Septic, Septic System Compliant - Yes
Fuel: Electric, Propane, Wood
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 912 - Milaca
High school district: Milaca

Financial & listing details

Annual tax: $3,958 (2026)
Listed: Jun 22, 2026
Days on market: 54 · 53 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, Sump Basket, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Rented

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Metal

FoundationBlock

Foundation area1,300 sqft

Patio/porchDeck

Lot featuresSuitable for Horses, Tillable

ZoningAgriculture,Residential-Single Family

Utilities

Water source4-Inch Submersible, Private, Well

SewerMound Septic, Septic System Compliant - Yes

FuelElectric, Propane, Wood

Parking & garage

ParkingAttached Garage, Gravel, Garage Door Opener

Garage spaces3

Garage size778 sqft

Financial details

Annual taxes$3,958

Tax year2026

Taxes w/ assessments3958

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District912 - Milaca

District number912

District phone3209827210

High schoolMilaca

SODL flat fee brokerage

$11,220Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,220

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,979/mo

Principal & interest$2,491

Property taxes$330

Home insurance (est.)$158

Down payment

$94,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.