20692 Keystone Road
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About this home
Escape to your own private country retreat on approximately 47.5 acres of scenic countryside. This beautiful property features a 2-bedroom home with the potential for a third bedroom in the lower level, 2 bathrooms, and an attached 2-car garage. Nestled along a quiet, winding country road, the property offers exceptional privacy while maintaining convenient access. Located less than ¼ mile south of paved County Road 16 and just 3 miles east of US Highway 169, you'll enjoy the perfect blend of seclusion and accessibility. One of the property's most remarkable features is the stunning pond complete with its own island, situated directly below the home and visible from the house. The surrounding acreage provides outstanding wildlife habitat, making it an ideal setting for nature lovers, outdoor enthusiasts, hunters, or anyone seeking a peaceful rural lifestyle. The property is well-equipped with several useful outbuildings, including a spacious 46' x 72' pole shed/shop/machine shed, a 3-sided horse or livestock shelter, and a 2-sided open-ended hay shed with 13-foot sidewalls. Inside, the home offers an inviting open-concept layout that seamlessly connects the kitchen, dining area, and living room. Just off the main living space, you'll find a charming knotty pine four-season porch filled with windows that flood the room with natural light while showcasing breathtaking views of the surrounding landscape. This versatile space can be enjoyed year-round and easily closed off when not in use. Whether you're searching for a hobby farm, hunting property, recreational getaway, or simply a peaceful place to call home, this unique acreage offers endless opportunities to enjoy country living at its finest. This property lies within a distinctive landscape feature unique to this portion of Mille Lacs County. A glacial landform known as a gravel esker, or “hogsback,” traverses the southern half of the property in a northeast-to-southwest direction. These gravel deposits create a striking topographic feature that supports an impressive stand of mature white pine, large oak trees, and a diverse variety of native trees and shrubs. The combination of unique geology and established vegetation makes this an exceptional and visually appealing natural setting.
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Baseboard, Forced Air, Fireplace(s), Space Heater, Wood Stove
- Cooling
- Central Air
- Appliances
- Dryer, Freezer, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One
- Garage
- 2 spaces · 24 x 24 · 573 sqft
- Parking features
- Attached Garage, Finished Garage, Insulated Garage
- Patio & porch
- Deck
- Exterior features
- Steel Siding
- Fencing
- Wire
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block, Poured Concrete · 1,196 sqft
- Roof
- Age 8 Years or Less, Asphalt, Pitched
- Year built
- 1981
Utilities
- Water
- Private, Well
- Sewer
- Septic System Compliant - No
- Fuel
- Electric, Propane, Wood
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- HOA
- No HOA
- School district
- 912 - Milaca
- High school district
- Milaca
Financial & listing details
- Annual tax
- $3,943 (2026)
- Tax with assessments
- 3958
- Listed
- Jun 5, 2026
- Days on market
- 115
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
20692 Keystone Road, Milaca, MN, 56353
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
