Does this property have an HOA?

Yes. The HOA fee is $59 per month.

What are the annual property taxes?

Annual property taxes are $3,810 (2026).

What school district is this property in?

This property is in the 833 - South Washington County school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 53 days.

Sold / Closed

$490,000

Sold price · Closed Sep 28, 2026

$200/sqft

Mississippi Dunes Estates 3rd Add

9477 Dunes Lane, Cottage Grove, MN, 55016

5 Bedrooms3 Bathrooms2,438 Square Feet0.284 Acres

Days on market53

Year built2010

Garage spaces3

HOA / month$59

TypeResidential

Est. $11,640buyer credit when you buy with SODL

About this home

Beautifully updated and well maintained in Cottage Grove, this home offers the space, improvements and everyday functionality you are looking for. The heated 3 car garage with insulated doors is a standout feature, offering extra space for vehicles, storage or hobbies and year round comfort. Major improvements include a newer roof and HVAC system which add peace of mind from day one. Inside the updated kitchen features quartz countertops, a new sink, and newer appliances which create a fresh and inviting space for cooking, gathering and everyday life. The improvements don't stop there.. the deck is newer and maintenance free, fresh landscaping, and a walkout patio with new pavers create multiple spaces to entertain and enjoy MN summers. With 5 bedrooms and 3 full bathrooms, the flexible layout offers room for growing households, guests or a dedicated work from home space. Set on a spacious corner lot, there is plenty of room for everyone, both inside and out. Furniture is negotiable for buyers looking for an even more turnkey option.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2010

LevelsSplit Entry (Bi-Level)

Living area2,438 sqft

Above-grade finished1,446 sqft

Below-grade finished992 sqft

Lot size0.284 acres (95x130)

Days on market53

ListedJul 6, 2026

MLS #NST7062582

CountyWashington

SubdivisionMississippi Dunes Estates 3rd Add

Parcel #1902721420037

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Rented

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 31x18 · 558 sqft
Parking features: Attached Garage, Finished Garage, Heated Garage, Insulated Garage, Storage
Patio & porch: Composite Decking, Deck, Patio
Exterior features: Stone, Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,350 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2010

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Mississippi Dunes Estates 3rd Add
HOA: $59/annual
HOA name: Omega Property Management
HOA phone: 7634499100
HOA includes: None
School district: 833 - South Washington County

Financial & listing details

Annual tax: $3,810 (2026)
Listed: Jul 6, 2026
Days on market: 53
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Drain Tiled, Egress Window(s), Finished, Full, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Rented

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Patio, In-Ground Sprinkler, Vaulted Ceiling(s)

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,350 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Finished Garage, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size558 sqft

Financial details

Annual taxes$3,810

Tax year2026

Taxes w/ assessments3810

Assessment pendingNo

HOA fee$59

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District833 - South Washington County

District number833

District phone6514256300

High schoolSouth Washington County

SODL flat fee brokerage

$11,640Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,640

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,104/mo

Principal & interest$2,565

Property taxes$318

Home insurance (est.)$163

HOA fees$59

Down payment

$97,600

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.