Listed at
$545,000
$169/sqft

Mississippi Dunes Estates

9595 Dunes Avenue, Cottage Grove, MN, 55016
5  Bedrooms4  Bathrooms3,225  Square Feet0.29  Acres
Days on market146
Year built2004
Garage spaces3
HOA / month$60
TypeResidential
Est. $13,350buyer credit when you buy with SODL
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About this home

Stunning two-story home set on a generous .3-acre lot in the highly sought-after Mississippi Dunes neighborhood. This beautifully maintained residence showcases high-end finishes, thoughtful design, and exceptional attention to detail throughout. The upper level offers four spacious bedrooms, including a luxurious owner's suite featuring a private full bath with a separate soaking tub and shower. The main level is designed for both everyday living and entertaining, featuring a bright and expansive living room, an open-concept kitchen with updated appliances, and a generously sized island that doubles as a breakfast bar. You'll also find both formal and informal dining areas, a convenient half bath, and a dedicated laundry space. The lower level provides even more room to relax and entertain, with a cozy family room highlighted by a fireplace, a fifth bedroom, and an additional three-quarter bath--perfect for guests or a private retreat. Step outside to enjoy the beautifully fenced backyard, complete with a stunning raised patio ideal for gatherings, along with lush green lawn space offering plenty of room to play or unwind.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2004
LevelsTwo
Living area3,225 sqft
Above-grade finished2,285 sqft
Below-grade finished940 sqft
Lot size0.29 acres (130 x 96)
Days on market146
ListedApr 30, 2026
MLS #NST7065843
CountyWashington
SubdivisionMississippi Dunes Estates
Parcel #1902721410013

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
3 spaces · 34 x 34 · 1,156 sqft
Parking features
Attached Garage, Asphalt, Insulated Garage
Exterior features
Stone, Vinyl
Pool
None
Fencing
Chain Link, Full

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete
Foundation
Poured Concrete · 1,132 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
2004

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Mississippi Dunes Estates
HOA
$60/annual
HOA name
Omega Management Company
HOA phone
7634499100
HOA includes
Other, Professional Mgmt
School district
833 - South Washington County

Financial & listing details

Annual tax
$6,716 (2026)
Listed
Apr 30, 2026
Days on market
146
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementEgress Window(s), Finished, Full, Storage Space
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Porch, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special features4 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationPoured Concrete
Foundation area1,132 sqft
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Insulated Garage
Garage spaces3
Garage size1,156 sqft

Financial details

Annual taxes$6,716
Tax year2026
Taxes w/ assessments6716
Assessment pendingUnknown
HOA fee$60
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$13,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,666/mo
Principal & interest$2,864
Property taxes$560
Home insurance (est.)$182
HOA fees$60
%
$109,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9595 Dunes Avenue, Cottage Grove, MN, 55016

Listing information

MLS #NST7065843
StatusActive
Last updatedAug 26, 2026, 8:25 PM
Originally listedMay 6, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.