Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,776 (2025).

What school district is this property in?

This property is in the 97 - Moose Lake school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 75 days.

Listed at

$559,900

$302/sqft

Sunrise Bay

92254 E Frontage Road, Sturgeon Lake, MN, 55783

3 Bedrooms2 Bathrooms1,852 Square Feet0.385 Acres

Days on market75

Year built2000

Garage spaces1

TypeResidential

Est. $13,797buyer credit when you buy with SODL

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About this home

Welcome to Island Lake! This 3-bedroom, 2-bath home with 100 feet of shoreline on a scenic 527-acre lake is your perfect up-north getaway.*** Inside, an open-concept main floor captures panoramic lake views from nearly every room. The kitchen features a large center island, while the main-floor primary bedroom and laundry add everyday ease. A wall A/C unit keeps things comfortable, and the lower-level family room offers extra space to relax or entertain.*** Island Lake itself is a gem, known for walleye, northern pike, and muskie, with roughly 7 miles of wooded shoreline to explore. Whether it's fishing off the dock or swimming on a summer day, the lake delivers.*** The location is an outdoor lover's dream. The Soo Line Trail system offers 200+ miles of ATV and side-by-side trails with nearby access, and both Moose Lake and Sturgeon Lake are ATV-friendly communities. Grab a bite at local favorites like Doc's Sports Bar & Grill (voted Minnesota's Best Bloody Mary, accessible right from the trails), Parker's Sandbar, Lazy Moose Grille, or Moose Lake Brewing Company.*** Nearby, enjoy Moose Lake State Park (swimming beach, hiking, and the Agate Center), the Moose Lake Golf Club, and Banning State Park's scenic Kettle River just south. Conveniently between Duluth and the Twin Cities — schedule your showing today!***

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2000

LevelsOne

Living area1,852 sqft

Above-grade finished952 sqft

Below-grade finished900 sqft

Lot size0.385 acres (102x163x100x169)

Days on market75

ListedJul 15, 2026

MLS #NST7110086

CountyPine

SubdivisionSunrise Bay

Parcel #0335569000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Dual Fuel/Off Peak, In-Floor Heating, Radiator
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 20x23 · 460 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage, Paved Lot
Patio & porch: Composite Decking, Deck, Wrap Around
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 952 sqft
Roof: Age 8 Years or Less
Year built: 2000

Utilities

Water: Drilled, Well
Sewer: Holding Tank, Private Sewer
Fuel: Electric

Community & HOA

Subdivision: Sunrise Bay
HOA: No HOA
School district: 97 - Moose Lake
High school district: Moose Lake

Financial & listing details

Annual tax: $2,776 (2025)
Tax with assessments: 2766
Listed: Jul 15, 2026
Days on market: 75
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Sump Pump

HeatingDual Fuel/Off Peak, In-Floor Heating, Radiator

CoolingDuctless Mini-Split

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area952 sqft

Patio/porchComposite Decking, Deck, Wrap Around

Lot featuresAccessible Shoreline

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerHolding Tank, Private Sewer

FuelElectric

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage, Paved Lot

Garage spaces1

Garage size460 sqft

Financial details

Annual taxes$2,776

Tax year2025

Taxes w/ assessments2766

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District97 - Moose Lake

District number97

District phone2184854435

High schoolMoose Lake

SODL flat fee brokerage

$13,797Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,797

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,360/mo

Principal & interest$2,943

Property taxes$231

Home insurance (est.)$187

Down payment

$111,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.