Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,086 (2026).

What school district is this property in?

This property is in the 625 - St. Paul school district.

How long has this property been on the market?

This property was listed for 7 days.

Pending

$145,900

$110/sqft

J W Bass Sub L14-15 & Pt L13

866 Duluth Street, Saint Paul, MN, 55106

3 Bedrooms2 Bathrooms1,328 Square Feet0.114 Acres

Days on market7

Year built1907

ParkingOpen

TypeResidential

Est. $1,377buyer credit when you buy with SODL

About this home

Great opportunity for an investor, rehabber, or buyer looking to build equity. This 3-bedroom home offers 1,328 finished square feet, original hardwood floors and woodwork, a spacious living room, formal dining room, and an enclosed front porch. The home needs repairs and updating but offers plenty of potential for the right buyer. Convenient Saint Paul location with easy access to downtown, shopping, restaurants, and major roadways. Property is being sold as-is.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1907

LevelsTwo

Living area1,328 sqft

Above-grade finished1,328 sqft

Below-grade finished0 sqft

Lot size0.114 acres (40x125)

Days on market7

ListedSep 10, 2026

MLS #NST7141889

CountyRamsey

SubdivisionJ W Bass Sub L14-15 & Pt L13

Parcel #282922410071

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: None
Appliances: Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Two
Parking features: Open
Exterior features: Aluminum Siding
Lot size: 0.114 acres
Lot dimensions: 40x125
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 648 sqft
Year built: 1907

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: J W Bass Sub L14-15 & Pt L13
HOA: No HOA
School district: 625 - St. Paul
High school district: St. Paul

Financial & listing details

Annual tax: $4,086 (2026)
Listed: Sep 10, 2026
Days on market: 7 · 35 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingNone

AppliancesMicrowave, Range, Refrigerator, Stainless Steel Appliances

AmenitiesPorch

AccessibilityNone

Exterior & lot

ExteriorAluminum Siding

FoundationBlock

Foundation area648 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingOpen

Garage spaces0

Financial details

Annual taxes$4,086

Tax year2026

Taxes w/ assessments4086

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District625 - St. Paul

District number625

District phone6517678100

High schoolSt. Paul

SODL flat fee brokerage

$1,377Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,377

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,156/mo

Principal & interest$767

Property taxes$341

Home insurance (est.)$49

Down payment

$29,180

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.