Pending
$125,000
$237/sqft

Dayton's Bluff

820 Ocean Street, Saint Paul, MN, 55106
1  Bedrooms1  Bathroom528  Square Feet0.13  Acres
Days on market13
Year built1894
ParkingAsphalt
TypeResidential
Est. $750buyer credit when you buy with SODL

About this home

Enjoy condo-style living without the shared walls or HOA fees! This charming home sits on a quiet street with little traffic, offering peace and privacy in a great location. You’ll love the large backyard — perfect for pets, gardening, or relaxing outdoors! Inside, enjoy comfortable, efficient living with easy maintenance and low monthly costs — your mortgage payment could be less than renting an apartment! There's plenty of off-street parking on the driveway, a convenient storage shed out back, storage space in the basement and all in a great location! Looking to build equity fast? There’s excellent potential to add livable space to the front or back of the home and instantly boost value. A rare find that blends affordability, flexibility, and independence — all in one great home! Don't wait!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1894
LevelsOne
Living area528 sqft
Above-grade finished528 sqft
Below-grade finished0 sqft
Lot size0.13 acres (41x137)
Days on market13
ListedNov 4, 2025
MLS #NST6803582
CountyRamsey
SubdivisionDayton's Bluff
Parcel #282922440005

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One
Parking features
Asphalt
Patio & porch
Enclosed, Front Porch, Porch
Fencing
Chain Link, Partial, Wood
Other structures
Storage Shed
Lot size
0.13 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
528 sqft
Roof
Asphalt
Year built
1894

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Dayton's Bluff
HOA
No HOA
School district
St. Paul

Financial & listing details

Annual tax
$2,312 (2025)
Listed
Nov 4, 2025
Days on market
13
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementPartial
HeatingForced Air
CoolingCentral Air
LaundryLaundry Closet, Main Level
AppliancesDryer, Range, Refrigerator, Washer
AmenitiesMain Floor Primary Bedroom, Porch, Washer/Dryer Hookup
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAsphalt
Foundation area528 sqft
Patio/porchEnclosed, Front Porch, Porch
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAsphalt
Garage spaces0

Financial details

Annual taxes$2,312
Tax year2025
Taxes w/ assessments2312
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2102
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$891/mo
Principal & interest$657
Property taxes$193
Home insurance (est.)$42
%
$25,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

820 Ocean Street, Saint Paul, MN, 55106

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Listing information

MLS #NST6803582
StatusPending
Last updatedJan 2, 2026, 8:35 PM
Originally listedNov 4, 2025, 11:20 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.