Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,136 (2025).

What school district is this property in?

This property is in the 241 - Albert Lea school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 24 days.

Sold / Closed

$100,000

Sold price · Closed Jun 26, 2026

$109/sqft

Morins Add

804 Water Street, Albert Lea, MN, 56007

2 Bedrooms1 Bathroom967 Square Feet0.07 Acres

Days on market24

Year built1917

Garage spaces1

TypeResidential

Est. $150buyer credit when you buy with SODL

About this home

Inviting and full of character, this one-and-a-half-story home offers a comfortable main level featuring a cozy living room, functional kitchen, and designated dining area. Upstairs you’ll find two bedrooms and a full bathroom. The basement provides laundry, utilities, and an open unfinished area—ready for your personal touch or future expansion. Original woodwork, including a beautifully detailed stair banister, adds timeless appeal throughout. A deck off the back offers a private outdoor space to relax or entertain. Home is available for contract for deed financing.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1917

LevelsOne and One Half

Living area967 sqft

Above-grade finished967 sqft

Below-grade finished0 sqft

Lot size0.07 acres (58x82)

Days on market24

ListedMay 30, 2026

MLS #NST7083656

CountyFreeborn

SubdivisionMorins Add

Parcel #340074510

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Refrigerator

Property

Levels / stories: One and One Half
Garage: 1 space · 12x18 · 200 sqft
Parking features: Detached Garage
Patio & porch: Deck, Front Porch
Exterior features: Metal
Lot size: 0.07 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 967 sqft
Roof: Age Over 8 Years
Year built: 1917

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Morins Add
HOA: No HOA
School district: 241 - Albert Lea
High school district: Albert Lea

Financial & listing details

Annual tax: $1,136 (2025)
Tax with assessments: 1204
Listed: May 30, 2026
Days on market: 24 · 235 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDryer, Refrigerator

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Natural Woodwork, Patio, Porch

AccessibilityNone

Exterior & lot

ExteriorMetal

RoofAge Over 8 Years

FoundationBlock

Foundation area967 sqft

Patio/porchDeck, Front Porch

Lot featuresIrregular Lot

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size200 sqft

Financial details

Annual taxes$1,136

Tax year2025

Taxes w/ assessments1204

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District241 - Albert Lea

District number241

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$150Estimated buyer credit

SODL platform fee $3,000Your buyer credit $150

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$681/mo

Principal & interest$552

Property taxes$95

Home insurance (est.)$35

Down payment

$21,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.