Listed at
$109,000
$113/sqft

Morins Add

804 Water Street, Albert Lea, MN, 56007
2  Bedrooms1  Bathroom967  Square Feet0.07  Acres
Days on market340
Year built1917
Garage spaces1
TypeResidential
Est. $270buyer credit when you buy with SODL
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About this home

Inviting and full of character, this one-and-a-half-story home offers a comfortable main level featuring a cozy living room, functional kitchen, and designated dining area. Upstairs you’ll find two bedrooms and a full bathroom. The basement provides laundry, utilities, and an open unfinished area—ready for your personal touch or future expansion. Original woodwork, including a beautifully detailed stair banister, adds timeless appeal throughout. A deck off the back offers a private outdoor space to relax or entertain. Home is available for contract for deed financing.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1917
LevelsOne and One Half
Living area967 sqft
Above-grade finished967 sqft
Below-grade finished0 sqft
Lot size0.07 acres (58x82)
Days on market340
ListedOct 23, 2025
MLS #NST6808665
CountyFreeborn
SubdivisionMorins Add
Parcel #340074510

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Refrigerator

Property

Levels / stories
One and One Half
Garage
1 space · 12x18 · 200 sqft
Parking features
Detached
Lot size
0.07 acres
Lot dimensions
58x82
Lot features
Irregular Lot

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Metal Siding
Foundation
967 sqft
Roof
Age Over 8 Years
Year built
1917

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
100 Amp Service

Community & HOA

Subdivision
Morins Add
HOA
No HOA
School district
Albert Lea

Financial & listing details

Annual tax
$1,136 (2025)
Tax with assessments
1204.0000
Listed
Oct 23, 2025
Days on market
340 · 30 cumulative

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
AppliancesDryer, Refrigerator
AccessibilityNone

Exterior & lot

RoofAge Over 8 Years
Foundation area967 sqft
Lot featuresIrregular Lot
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingDetached
Garage spaces1
Garage size200 sqft

Financial details

Annual taxes$1,136
Tax year2025
Taxes w/ assessments1204.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number241
District phone507-379-4800
High schoolAlbert Lea
SODL flat fee brokerage
$270Estimated buyer credit
SODL platform fee $3,000Your buyer credit $270

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$704/mo
Principal & interest$573
Property taxes$95
Home insurance (est.)$36
%
$21,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

804 Water Street, Albert Lea, MN, 56007

Listing information

MLS #NST6808665
StatusActive
Last updatedNov 22, 2025, 3:49 PM
Originally listedOct 23, 2025, 7:44 PM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.