Does this property have an HOA?

Yes. The HOA fee is $40 per month.

What are the annual property taxes?

Annual property taxes are $2,751 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 174 days.

Listed at

$529,000

$216/sqft

Birch Bay Resort

7101 Browns Lane, Brainerd, MN, 56401

3 Bedrooms2 Bathrooms2,448 Square Feet0.15 Acres

Days on market174

Year built1994

Garage spaces2

HOA / month$40

TypeResidential

Est. $12,870buyer credit when you buy with SODL

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About this home

Located in the heart of Brainerd on Wise Lake, this well-maintained property offers 3 bedrooms and 2 bathrooms with a functional, inviting layout. The kitchen features granite countertops, a center island, and flows seamlessly into the main living space highlighted by a gas fireplace. Enjoy lake views year-round from the lakeside 4-season porch or step out onto the private deck off the generous primary bedroom. The home offers an abundance of storage throughout for added convenience. Additional features include in-ground sprinklers and a dock, making it easy to enjoy lake life right away. The property is part of an association with shared common areas, while still allowing private space between the home and shoreline.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1994

LevelsSplit Entry (Bi-Level)

Living area2,448 sqft

Above-grade finished1,356 sqft

Below-grade finished1,092 sqft

Lot size0.15 acres (454 x 394 x 420 x 363)

Days on market174

ListedApr 8, 2026

MLS #NST7050170

CountyCrow Wing

SubdivisionBirch Bay Resort

Parcel #99190527

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24 x 24 · 576 sqft
Parking features: Attached Garage
Patio & porch: Awning(s), Deck, Porch
Exterior features: Metal
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,188 sqft
Roof: Age Over 8 Years, Architectural Shingle, Asphalt
Year built: 1994

Utilities

Water: Drilled, Shared System
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Birch Bay Resort
HOA: $40/month
HOA name: Dan
HOA phone: 6122709402
HOA includes: Snow Removal, Water
School district: 181 - Brainerd

Financial & listing details

Annual tax: $2,751 (2026)
Tax with assessments: 2776
Listed: Apr 8, 2026
Days on market: 174 · 232 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Full

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryIn Hall, Laundry Closet, Main Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Satellite Dish, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s)

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

ExteriorMetal

RoofAge Over 8 Years, Architectural Shingle, Asphalt

FoundationBlock

Foundation area1,188 sqft

Patio/porchAwning(s), Deck, Porch

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontagePrivate Road

Road responsibilityAssociation Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Shared System

SewerPrivate Sewer, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,751

Tax year2026

Taxes w/ assessments2776

Assessment pendingNo

HOA fee$40

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$12,870Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,870

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,226/mo

Principal & interest$2,780

Property taxes$229

Home insurance (est.)$176

HOA fees$40

Down payment

$105,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.