Listed at
$424,900
$189/sqft

Sherwood Shores Sixth Add

6992 43rd Avenue, Saint Cloud, MN, 56304
4  Bedrooms2  Bathrooms2,248  Square Feet1.45  Acres
Days on market29
Year built1977
Garage spaces3
HOA / month$200
TypeResidential
Est. $9,747buyer credit when you buy with SODL
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About this home

Don’t miss this rare opportunity to own your dream home in the unique and highly desirable Sherwood Shores Property Owners Association! Ideally located just 11 miles from downtown St. Cloud and 10 miles from Clearwater Travel Plaza, this property offers convenient access to I-94 and an easy commute to the Twin Cities. Sherwood Shores is a truly special community, offering residents access to three private lakes—Pickerel, Long, and Round—with boat launching privileges. Enjoy a community picnic shelter with modern facilities, tennis and pickleball courts, and paved walking, hiking, and biking trails throughout the neighborhood. The annual association fee is an incredible $200. Immaculately maintained and set on 1.45 acres of beautifully landscaped and irrigated park-like grounds, this modified split features 4 bedrooms and 2 bathrooms, with two bedrooms and one bathroom on each level. One of the home's standout features is the impressive 20' x 26' bonus/trophy room, complete with vaulted ceilings and gorgeous knotty-pine walls and ceiling. Whether you're entertaining guests, relaxing with family, pursuing hobbies, or displaying prized collections, this versatile space is sure to impress. The adjoining family room features a wood-burning fireplace and wet bar, creating an inviting lower-level retreat that you'll want to gather in year-round. Step outside and enjoy beautifully landscaped grounds with fenced vegetable and perennial gardens, mature shade trees, and two apple trees. A second detached garage with workshop space provides abundant room for recreational toys, hobbies, storage, and projects. Recent Improvements 2026: New septic system, central A/C, and garage door opener 2025: Kinetico soft water system refurbished 2024: New roof 2019: Well pump 2018: Windows throughout 2017: Furnace 2015: Updated bathrooms 2014: Water heater Life at Sherwood Shores is all about enjoying the outdoors and making memories. Spend your summers boating, fishing, kayaking, paddleboarding, canoeing, hiking, and biking. Gather with family and friends for picnics, community-sponsored events, and outdoor activities, all while enjoying the peace and space that comes with acreage. With its 1.45-acre setting, extensive updates, spacious and versatile living areas, additional garage/workshop, and exceptional recreational amenities, this property offers a rare combination of comfort, value, privacy, and community. Come see for yourself why Sherwood Shores is such a special place to call home!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1977
LevelsSplit Entry (Bi-Level)
Living area2,248 sqft
Above-grade finished1,066 sqft
Below-grade finished1,182 sqft
Lot size1.45 acres (Irregular)
Days on market29
ListedAug 31, 2026
MLS #NST7133941
CountySherburne
SubdivisionSherwood Shores Sixth Add
Parcel #20004180115

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Baseboard, Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 24 x 30 · 720 sqft
Parking features
Attached Garage, Detached Garage, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch
Deck
Exterior features
Stone, Metal, Steel Siding
Fencing
Split Rail, Wire

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block, Slab · 1,508 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Pitched
Year built
1977

Utilities

Water
4-Inch Submersible, Drilled, Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Electric, Natural Gas, Wood
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Sherwood Shores Sixth Add
HOA
$200/annual
HOA name
Sherwood Shores
HOA phone
3202674912
HOA includes
Beach Access, Recreation Facility, Shared Amenities
School district
742 - St. Cloud

Financial & listing details

Annual tax
$3,140 (2026)
Listed
Aug 31, 2026
Days on market
29
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full
HeatingBaseboard, Forced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

ExteriorStone, Metal, Steel Siding
RoofAge 8 Years or Less, Architectural Shingle, Pitched
FoundationBlock, Slab
Foundation area1,508 sqft
Patio/porchDeck
Lot featuresIrregular Lot
Road frontageCounty Road, No Outlet/Dead End, Paved Streets, Township
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well
SewerPrivate Sewer, Septic System Compliant - Yes
FuelElectric, Natural Gas, Wood

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Garage spaces3
Garage size720 sqft

Financial details

Annual taxes$3,140
Tax year2026
Taxes w/ assessments3140
Assessment pendingUnknown
HOA fee$200
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$9,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,836/mo
Principal & interest$2,233
Property taxes$262
Home insurance (est.)$142
HOA fees$200
%
$84,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

6992 43rd Avenue, Saint Cloud, MN, 56304

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Listing information

MLS #NST7133941
StatusActive
Last updatedSep 23, 2026, 2:40 PM
Originally listedAug 31, 2026, 1:23 PM
Listing officeHewitt Jackson Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.