Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,982 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property was listed for 80 days.

Pending

$412,900

$263/sqft

5182 45th Avenue

5182 45th Avenue, Saint Cloud, MN, 56304

3 Bedrooms1 Bathroom1,568 Square Feet2.5 Acres

Days on market80

Year built1970

Garage spaces6

TypeResidential

Est. $9,387buyer credit when you buy with SODL

About this home

Here is that Country home you have been waiting for... Sitting quietly on a lovely 2.5 acres!! Nice bright kitchen with lots of cabinetry and a handy main floor laundry. Enjoy a gorgeous 4 season room with a fireplace! There are 3 nice-sized main floor bedrooms ( bedroom #4 with adding egress window) The basement is a 'clean slate' for you to create your own finishes...or just a great space for storage! There is an efficient geothermal heat/cooling system...plus propane gas! The outbuildings offer tons of value and options for hobbies and storage for toys! The steel shed is 30x50x12 with overhead doors. There is also a 24 x 36 pole building with a shop. Further there is a garden shed/little barn that is 12x20. Relax on the 7 x20 deck or grill your favorite meal on the 20x24 patio! Properties like this do not become available often!! easy access to Hwy 10! Enjoy this peaceful setting with so many options for your lifestyle!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1970

LevelsOne

Living area1,568 sqft

Above-grade finished1,568 sqft

Below-grade finished0 sqft

Lot size2.5 acres (250x434)

Days on market80

ListedJun 26, 2026

MLS #NST7099774

CountySherburne

Parcel #25000281300

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air, Geothermal
Cooling: Geothermal
Appliances: Cooktop, Dishwasher, Dryer, Freezer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 6 spaces · 22x22 · 484 sqft
Parking features: Attached Garage, Heated Garage, Insulated Garage, Multiple Garages
Patio & porch: Patio, Porch
Exterior features: Metal
Other structures: Garage(s), Pole Building, Workshop, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,100 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1970

Utilities

Water: Drilled, Well
Sewer: Tank with Drainage Field
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,982 (2026)
Listed: Jun 26, 2026
Days on market: 80
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementStorage Space, Unfinished

HeatingForced Air, Geothermal

CoolingGeothermal

Fireplaces1

LaundryMain Level

AppliancesCooktop, Dishwasher, Dryer, Freezer, Range, Refrigerator, Washer

DiningInformal Dining Room

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Laundry

Exterior & lot

ExteriorMetal

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,100 sqft

Patio/porchPatio, Porch

Lot featuresTree Coverage - Medium

Road frontageCounty Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerTank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Heated Garage, Insulated Garage, Multiple Garages

Garage spaces6

Garage size484 sqft

Financial details

Annual taxes$2,982

Tax year2026

Taxes w/ assessments2982

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$9,387Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,387

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,556/mo

Principal & interest$2,170

Property taxes$249

Home insurance (est.)$138

Down payment

$82,580

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.