Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,594 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 31 days.

Listed at

$410,000

$178/sqft

Lakeview Add

657 Market Street, Winona, MN, 55987

3 Bedrooms2 Bathrooms2,302 Square Feet0.34 Acres

Days on market31

Year built1929

Garage spaces3

TypeResidential

Est. $9,300buyer credit when you buy with SODL

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About this home

Fall in love with the timeless character and charm of this beautiful 2 story, 3 bedroom, 2 bath home, ideally situated on a spacious double lot (100 x 150) just one block from Lake Winona. Inside, you will find classic details, including a beautiful beamed ceiling, fireplace, and built ins in the spacious living room, as well as hardwood floors in the home. These details are blended with modern updates, including a beautifully updated kitchen with new cabinets, flooring, and hard surface countertops, and fully updated lower level family room and bathroom. This home is perfect for everyday living and entertaining, and move-in ready. The generous outdoor space offers endless possibilities for gardening, recreation, or simply relaxing. Complete with an attached 2 car garage (22 x 24) plus an additional 1 car garage (20 x 12), this exceptional property provides abundant storage, convenience, and an unbeatable location close to the lake, parks, and walking paths.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1929

LevelsTwo

Living area2,302 sqft

Above-grade finished1,752 sqft

Below-grade finished550 sqft

Lot size0.34 acres (100x150)

Days on market31

ListedJul 9, 2026

MLS #NST7106179

CountyWinona

SubdivisionLakeview Add

Parcel #323101120

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 3 spaces · 22x24 · 528 sqft
Parking features: Attached Garage, Detached Garage
Patio & porch: Patio
Exterior features: Aluminum Siding
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 768 sqft
Roof: Age Over 8 Years
Year built: 1929

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Lakeview Add
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $3,594 (2026)
Listed: Jul 9, 2026
Days on market: 31 · 3 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFull, Partially Finished

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room, Separate/Formal Dining Room

AmenitiesCable, Hardwood Floors, Kitchen Window, Patio, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorAluminum Siding

RoofAge Over 8 Years

FoundationBlock

Foundation area768 sqft

Patio/porchPatio

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces3

Garage size528 sqft

Financial details

Annual taxes$3,594

Tax year2026

Taxes w/ assessments3594

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$9,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,591/mo

Principal & interest$2,155

Property taxes$300

Home insurance (est.)$137

Down payment

$82,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.