Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,446 (2025).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 31 days.

Listed at

$450,000

$153/sqft

Plumers Add

316 Franklin Street, Winona, MN, 55987

5 Bedrooms4 Bathrooms2,938 Square Feet0.172 Acres

Days on market31

Year built1911

Garage spaces2

TypeResidential

Est. $10,500buyer credit when you buy with SODL

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About this home

Welcome to this beautifully maintained 2.5-story home in a convenient downtown Winona location! Offering 5 bedrooms and 4 bathrooms, this home is filled with timeless character, generous living spaces, and thoughtful updates. Beautiful hardwood floors flow throughout much of the home, while the partially finished basement and finished attic provide incredible flexibility for a family room, home office, guest space, playroom, or hobby area. With room to spread out on every level, there's space for everyone. Step outside to a beautifully landscaped, fenced yard featuring a patio that's perfect for relaxing or entertaining. A detached 2-car garage offers additional storage and convenience. Recent improvements, including a newer roof and furnace, provide added peace of mind. Combining classic charm with modern updates, all in a desirable downtown Winona location close to parks, restaurants, shopping, and more, this home is ready for its next chapter.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1911

LevelsMore Than 2 Stories

Living area2,938 sqft

Above-grade finished2,650 sqft

Below-grade finished288 sqft

Lot size0.172 acres (50x150)

Days on market31

ListedJul 16, 2026

MLS #NST7111047

CountyWinona

SubdivisionPlumers Add

Parcel #324000260

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 1 full / 2 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Basement: Partially Finished · 288 sqft finished

Property

Levels / stories: More Than 2 Stories
Garage: 2 spaces · 418 sqft
Parking features: Detached Garage, Concrete
Exterior features: Cement Board
Lot size: 0.172 acres
Lot dimensions: 50x150

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Stone · 1,020 sqft
Roof: Asphalt
Year built: 1911

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Plumers Add
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $3,446 (2025)
Tax with assessments: 3474
Listed: Jul 16, 2026
Days on market: 31 · 3 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths2

Half baths1

1/4 baths0

BasementPartially Finished

HeatingForced Air

CoolingCentral Air

AccessibilityNone

Exterior & lot

ExteriorCement Board

RoofAsphalt

FoundationStone

Foundation area1,020 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size418 sqft

Financial details

Annual taxes$3,446

Tax year2025

Taxes w/ assessments3474

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$10,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,802/mo

Principal & interest$2,365

Property taxes$287

Home insurance (est.)$150

Down payment

$90,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.