Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,148 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 106 days.

Listed at

$447,500

$183/sqft

647 127th Street

647 127th Street, Monticello, MN, 55362

5 Bedrooms2 Bathrooms2,444 Square Feet10.06 Acres

Days on market106

Year built1991

Garage spaces2

TypeResidential

Est. $10,425buyer credit when you buy with SODL

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About this home

This 5 bedroom, 2 bathroom home sits on 10 acres with a walkout lower level and double garage. A spacious, functional layout offers flexibility for hobbyists, or anyone looking for room to grow. Comfortable, quiet, and full of potential.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1991

LevelsOne

Living area2,444 sqft

Above-grade finished1,456 sqft

Below-grade finished988 sqft

Lot size10.06 acres (308x590x87x420x867x300x308x716)

Days on market106

ListedSep 30, 2025

MLS #NST6799269

CountyWright

Parcel #213200311304

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Basement: Block, Finished · 988 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 676 sqft
Parking features: Attached Garage
Lot size: 10.06 acres
Lot dimensions: 308x590x87x420x867x300x308x716
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,456 sqft
Year built: 1991

Utilities

Water: Drilled, Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Propane

Community & HOA

HOA: No HOA
School district: Monticello

Financial & listing details

Annual tax: $4,148 (2025)
Listed: Sep 30, 2025
Days on market: 106
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Finished

HeatingForced Air

CoolingCentral Air

AccessibilityNone

Exterior & lot

Foundation area1,456 sqft

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size676 sqft

Financial details

Annual taxes$4,148

Tax year2025

Taxes w/ assessments4148

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2318

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$10,425Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,425

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,847/mo

Principal & interest$2,352

Property taxes$346

Home insurance (est.)$149

Down payment

$89,500

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.