Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,650 (2025).

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property was listed for 33 days.

Pending

$390,000

$183/sqft

Whispering Pines

653 120th Street, Monticello, MN, 55362

3 Bedrooms2 Bathrooms2,130 Square Feet1.32 Acres

Days on market33

Year built1980

Garage spaces6

TypeResidential

Est. $8,700buyer credit when you buy with SODL

About this home

Lovely country setting! Peace and privacy! Very spacious 3 bedroom home with huge addition. Roof, flooring, furnace are newer. And the bonus is the 30x46 out building for all your toys and hobbies.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1980

LevelsSplit Entry (Bi-Level)

Living area2,130 sqft

Above-grade finished1,360 sqft

Below-grade finished770 sqft

Lot size1.32 acres (1.32)

Days on market33

ListedFeb 10, 2026

MLS #NST7018997

CountyWright

SubdivisionWhispering Pines

Parcel #213131001050

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Baseboard, Forced Air
Cooling: Central Air
Basement: Block, Drain Tiled, Finished, Full, Sump Pump · 770 sqft finished

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 6 spaces · 500 sqft
Parking features: Detached Garage, Gravel, Concrete, Heated Garage
Lot size: 1.32 acres
Lot dimensions: 1.32
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 770 sqft
Year built: 1980

Utilities

Water: Private, Well
Sewer: Mound Septic, Private Sewer
Fuel: Natural Gas, Propane

Community & HOA

Subdivision: Whispering Pines
HOA: No HOA
School district: Monticello

Financial & listing details

Annual tax: $2,650 (2025)
Listed: Feb 10, 2026
Days on market: 33
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Drain Tiled, Finished, Full, Sump Pump

HeatingBaseboard, Forced Air

CoolingCentral Air

AccessibilityNone

Exterior & lot

Foundation area770 sqft

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerMound Septic, Private Sewer

FuelNatural Gas, Propane

Parking & garage

ParkingDetached Garage, Gravel, Concrete, Heated Garage

Garage spaces6

Garage size500 sqft

Financial details

Annual taxes$2,650

Tax year2025

Taxes w/ assessments2650

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2318

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$8,700Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,700

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,400/mo

Principal & interest$2,050

Property taxes$221

Home insurance (est.)$130

Down payment

$78,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.