Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,344 (2025).

What school district is this property in?

This property is in the 2904 - Tracy Area school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 29 days.

Listed at

$90,000

$115/sqft

2nd Railway Add

646 Harvey Street, Tracy, MN, 56175

2 Bedrooms1 Bathroom784 Square Feet0.12 Acres

Days on market29

Year built1953

Garage spaces1

TypeResidential

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About this home

Come check out 646 Harvey! Nicely updated inside and out, this one is ready to be your next home. A bright kitchen, functional layout, two bedrooms, one bath, attached garage and plenty of potential uses for the basement space. This is small town living at it's best!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1953

LevelsOne

Living area784 sqft

Above-grade finished784 sqft

Below-grade finished0 sqft

Lot size0.12 acres (70x75)

Days on market29

ListedApr 20, 2026

MLS #NST7043982

CountyLyon

Subdivision2nd Railway Add

Parcel #311041970

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard
Cooling: Window Unit(s)
Basement: Full · 0 sqft finished

Property

Levels / stories: One
Garage: 1 space · 336 sqft
Parking features: Attached Garage, Concrete
Exterior features: Vinyl
Lot size: 0.12 acres
Lot dimensions: 70x75

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 784 sqft
Year built: 1953

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: 2nd Railway Add
HOA: No HOA
School district: 2904 - Tracy Area
High school district: Tracy Area

Financial & listing details

Annual tax: $2,344 (2025)
Listed: Apr 20, 2026
Days on market: 29 · 13 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull

HeatingBaseboard

CoolingWindow Unit(s)

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area784 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces1

Garage size336 sqft

Financial details

Annual taxes$2,344

Tax year2025

Taxes w/ assessments2344

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2904 - Tracy Area

District number2904

District phone5076295500

High schoolTracy Area

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $2,700Your buyer credit $0

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

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Estimated monthly payment

$698/mo

Principal & interest$473

Property taxes$195

Home insurance (est.)$30

Down payment

$18,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.