Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,326 (2026).

What school district is this property in?

This property is in the 2904 - Tracy Area school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 29 days.

Listed at

$100,000

$81/sqft

City/Tracy

284 2nd Street, Tracy, MN, 56175

3 Bedrooms2 Bathrooms1,239 Square Feet0.117 Acres

Days on market29

Year built1898

Garage spaces1

TypeResidential

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About this home

Come take a look at 284 2nd St. A house with a lot more than meets the eye. On the exterior you'll notice the vinyl siding and updated roofing, as well as the rock landscaping around the perimeter. as well as the detached garage, great for storage or as a work shop. Inside you're sure to love the updates, including flooring, windows, lighting and bathroom fixtures. An open floor plan on the main level keeps everyone together. You're sure to appreciate the convenience with one bedroom on the main floor and two on the upper level, a full bath on the main floor and half bath upstairs. Come take a look and see if this could be you're next home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1898

LevelsOne and One Half

Living area1,239 sqft

Above-grade finished1,239 sqft

Below-grade finished0 sqft

Lot size0.117 acres (31x175)

Days on market29

ListedAug 30, 2026

MLS #NST7134531

CountyLyon

SubdivisionCity/Tracy

Parcel #311000430

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Basement: Unfinished · 0 sqft finished

Property

Levels / stories: One and One Half
Garage: 1 space · 14x22 · 308 sqft
Parking features: Detached Garage
Exterior features: Vinyl
Lot size: 0.117 acres
Lot dimensions: 31x175

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Stone · 522 sqft
Year built: 1898

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: City/Tracy
HOA: No HOA
School district: 2904 - Tracy Area
High school district: Tracy Area

Financial & listing details

Annual tax: $1,326 (2026)
Listed: Aug 30, 2026
Days on market: 29
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

AccessibilityOther

Exterior & lot

ExteriorVinyl

FoundationBlock, Stone

Foundation area522 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size308 sqft

Financial details

Annual taxes$1,326

Tax year2026

Taxes w/ assessments1326

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2904 - Tracy Area

District number2904

District phone5076295500

High schoolTracy Area

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $3,000Your buyer credit $0

Buyer-side commission

3.0%

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When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Estimated monthly payment

$669/mo

Principal & interest$526

Property taxes$111

Home insurance (est.)$33

Down payment

$20,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.