Listed at
$120,000
$117/sqft

2nd Railway Add

37 Rowland Street, Tracy, MN, 56175
3  Bedrooms2  Bathrooms1,024  Square Feet0.185  Acres
Days on market75
Year built1903
Garage spaces2
TypeResidential
Est. $600buyer credit when you buy with SODL
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About this home

Situated on a desirable corner lot, this well-maintained single-story home offers the perfect blend of simplicity, affordability, and easy living. With a practical floor plan, manageable size, and low-maintenance design, this home is comfortable to live in and easy to care for, making homeownership both enjoyable and affordable. The welcoming front living room provides a comfortable place to relax, while the formal dining room is ideal for everyday meals or gathering with family and friends. The kitchen features an efficient layout with everything conveniently within reach, making daily living simple and stress-free. Three bedrooms offer generous storage and neutral finishes that create a bright, inviting atmosphere throughout. The unfinished basement provides excellent storage and features a 3/4 bathroom, giving you the flexibility to expand your living space if desired. Outside, enjoy a cozy patio tucked between the home and the detached two-stall garage, creating a private spot for grilling or relaxing at the end of the day. Offering affordable ownership, comfortable main-level living, low-maintenance appeal, and room to grow, this home is move-in ready and ready to welcome its next owner.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1903
LevelsOne
Living area1,024 sqft
Above-grade finished1,024 sqft
Below-grade finished0 sqft
Lot size0.185 acres (100x125)
Days on market75
ListedJul 10, 2026
MLS #NST7102450
CountyLyon
Subdivision2nd Railway Add
Parcel #311043550

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
2 spaces · 24x28 · 960 sqft
Parking features
Detached Garage, Gravel, Electric, Garage Door Opener, Storage
Patio & porch
Patio
Exterior features
Fiber Board
Lot size
0.185 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Other · 1,024 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1903

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
2nd Railway Add
HOA
No HOA
School district
2904 - Tracy Area
High school district
Tracy Area

Financial & listing details

Annual tax
$841.98 (2026)
Tax with assessments
1704
Listed
Jul 10, 2026
Days on market
75 · 45 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Full, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Sink
AppliancesDishwasher, Microwave, Range, Refrigerator
DiningSeparate/Formal Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Patio, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorFiber Board
RoofAge 8 Years or Less, Asphalt
FoundationOther
Foundation area1,024 sqft
Patio/porchPatio
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel, Electric, Garage Door Opener, Storage
Garage spaces2
Garage size960 sqft

Financial details

Annual taxes$841.98
Tax year2026
Taxes w/ assessments1704
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2904 - Tracy Area
District number2904
District phone5076295500
High schoolTracy Area
SODL flat fee brokerage
$600Estimated buyer credit
SODL platform fee $3,000Your buyer credit $600

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$741/mo
Principal & interest$631
Property taxes$70
Home insurance (est.)$40
%
$24,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

37 Rowland Street, Tracy, MN, 56175

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Listing information

MLS #NST7102450
StatusClosed
Last updatedSep 25, 2026, 12:15 AM
Originally listedJul 10, 2026, 5:01 PM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.