Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,025 (2026).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 180 days.

Listed at

$230,000

$170/sqft

Zuponcichs Add To Ely

638 E James Street, Ely, MN, 55731

3 Bedrooms2 Bathrooms1,350 Square Feet0.17 Acres

Days on market180

Year built1917

Garage spaces2

TypeResidential

Est. $3,900buyer credit when you buy with SODL

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About this home

Charming Two-Story Home Near Schools and Park This well-maintained 3-bedroom, 2-bath home offers timeless charm with modern updates. Featuring beautiful hardwood floors and newer appliances, this home combines comfort and style. Enjoy the convenience of a detached 2-car garage, plus a storage shed — all with brand-new roofs. Some windows have been recently replaced for improved efficiency. Located in a great neighborhood just steps from local schools and a nearby park, this is a perfect place to call home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1917

LevelsTwo

Living area1,350 sqft

Above-grade finished1,350 sqft

Below-grade finished0 sqft

Lot size0.17 acres (125X59)

Days on market180

ListedApr 1, 2026

MLS #NST7044814

CountySt. Louis

SubdivisionZuponcichs Add To Ely

Parcel #030042000230

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: None
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup

Property

Levels / stories: Two
Garage: 2 spaces · 484 sqft
Parking features: Asphalt
Lot size: 0.17 acres
Lot dimensions: 125X59
Lot features: Tree Coverage - Light

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: 675 sqft
Roof: Asphalt
Year built: 1917

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Oil
Electric: 100 Amp Service

Community & HOA

Subdivision: Zuponcichs Add To Ely
HOA: No HOA
School district: Ely

Financial & listing details

Annual tax: $2,025 (2026)
Tax with assessments: 2110
Listed: Apr 1, 2026
Days on market: 180 · 123 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementFull

HeatingForced Air

CoolingNone

LaundryIn Basement, Electric Dryer Hookup, Washer Hookup

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area675 sqft

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelOil

Parking & garage

ParkingAsphalt

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$2,025

Tax year2026

Taxes w/ assessments2110

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2190

District phone2183656166

High schoolEly

SODL flat fee brokerage

$3,900Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,900

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,454/mo

Principal & interest$1,209

Property taxes$169

Home insurance (est.)$77

Down payment

$46,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.