Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,938 (2026).

What school district is this property in?

This property is in the 696 - Ely school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 119 days.

Listed at

$215,000

$144/sqft

304 E James St Bypass

304 E James St Bypass, Ely, MN, 55731

3 Bedrooms2 Bathrooms1,492 Square Feet0.13 Acres

Days on market119

Year built1930

Garage spaces2

TypeResidential

Est. $3,450buyer credit when you buy with SODL

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About this home

Step inside this delightful 3 bedroom, 2 bathroom home on desirable James St in the heart of Ely. Perched on a sunny corner lot, enjoy a short stroll to the Ely school, Whiteside Park, or downtown to enjoy shopping or dining. Inside, this home features central air, updated quartz countertops, new front porch railings, new water heater, and newer roof. There is a spacious two stall attached garage giving you room for vehicles, toys and all of your outdoor gear. One of this home’s standout features is the inviting front porch- an ideal spot to sip your morning coffee, chat with neighbors, or unwind after a day of work or adventure! Well maintained with thoughtful updates, this adorable home is move-in ready and ideal for anyone looking to enjoy all that Ely has to offer!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1930

LevelsTwo

Living area1,492 sqft

Above-grade finished1,492 sqft

Below-grade finished0 sqft

Lot size0.13 acres (45x125)

Days on market119

ListedJun 1, 2026

MLS #NST7084408

CountySt. Louis

Parcel #030007000740

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Fuel Tank - Rented, Microwave, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 576 sqft
Parking features: Attached Garage
Exterior features: Vinyl
Fencing: Chain Link
Lot size: 0.13 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,008 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1930

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Propane
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 696 - Ely
High school district: Ely

Financial & listing details

Annual tax: $2,938 (2026)
Listed: Jun 1, 2026
Days on market: 119 · 112 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths1

Half baths1

1/4 baths0

BasementFull, Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesCooktop, Dishwasher, Dryer, Fuel Tank - Rented, Microwave, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesPatio

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,008 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,938

Tax year2026

Taxes w/ assessments2938

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District696 - Ely

District number696

District phone2183656166

High schoolEly

SODL flat fee brokerage

$3,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,446/mo

Principal & interest$1,130

Property taxes$245

Home insurance (est.)$72

Down payment

$43,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.