Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,832 (2026).

What school district is this property in?

This property is in the 2167 - Lakeview school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 33 days.

Listed at

$150,000

$48/sqft

Arneson & Olson 1st Add

627 W 1st Street, Cottonwood, MN, 56229

5 Bedrooms3 Bathrooms3,102 Square Feet0.385 Acres

Days on market33

Year built1910

Garage spaces2

TypeResidential

Est. $1,500buyer credit when you buy with SODL

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About this home

Unlock the potential of this hidden gem and imagine the possibilities! Priced to inspire and packed with opportunity, this spacious property invites you to dream big and create something truly your own. With generous indoor living areas and ample outdoor space, there’s room here to design, renovate, and transform every corner into a reflection of your style. Whether you’re envisioning cozy charm, modern updates, or a complete reimagining, this home is your blank canvas. Every great home has a story - this one is ready for its next chapter, which includes you. Opportunities like this don’t come around often. Be among the first to explore it in person—showings begin Saturday, April 25th.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsTwo

Living area3,102 sqft

Above-grade finished2,184 sqft

Below-grade finished918 sqft

Lot size0.385 acres (120x140)

Days on market33

ListedApr 21, 2026

MLS #NST7027535

CountyLyon

SubdivisionArneson & Olson 1st Add

Parcel #221060290

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 24x22 · 528 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Covered, Deck
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,008 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Arneson & Olson 1st Add
HOA: No HOA
School district: 2167 - Lakeview
High school district: Lakeview

Financial & listing details

Annual tax: $2,832 (2026)
Tax with assessments: 2885
Listed: Apr 21, 2026
Days on market: 33 · 10 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementFinished, Full, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement

AppliancesDishwasher, Range, Refrigerator, Water Softener Owned

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Patio, Sun Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,008 sqft

Patio/porchCovered, Deck

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$2,832

Tax year2026

Taxes w/ assessments2885

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2167 - Lakeview

District number2167

District phone5074235164

High schoolLakeview

SODL flat fee brokerage

$1,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,074/mo

Principal & interest$788

Property taxes$236

Home insurance (est.)$50

Down payment

$30,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.