Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,016 (2026).

What school district is this property in?

This property is in the 2167 - Lakeview school district.

Does this home have a garage?

Yes, this home has a 4.5-car garage.

How long has this property been on the market?

This property has been listed for 112 days.

Listed at

$199,000

$71/sqft

Arneson & Olson 1st Add

535 W 1st Street, Cottonwood, MN, 56229

5 Bedrooms4 Bathrooms2,788 Square Feet0.466 Acres

Days on market112

Year built1939

Garage spaces4.5

TypeResidential

Est. $2,970buyer credit when you buy with SODL

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About this home

Spacious 5-bedroom home situated on three lots, offering over 2,500 finished square feet. This property features multiple separate living areas, a large, bright kitchen, and a spacious upper-level bedroom. An attached 4.5 stall garage, and a sunroom complete the home - perfect for relaxing or entertaining.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1939

LevelsOne and One Half

Living area2,788 sqft

Above-grade finished2,588 sqft

Below-grade finished200 sqft

Lot size0.466 acres (145x140)

Days on market112

ListedApr 8, 2026

MLS #NST7051361

CountyLyon

SubdivisionArneson & Olson 1st Add

Parcel #221060220

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 1 full / 2 3/4 / 1 half
Heating: Baseboard, Forced Air
Cooling: Central Air, Wall Unit(s)
Basement: Partially Finished, Sump Pump · 200 sqft finished

Property

Levels / stories: One and One Half
Garage: 4.5 spaces · 1,218 sqft
Parking features: Attached Garage
Exterior features: Vinyl
Lot size: 0.466 acres
Lot dimensions: 145x140

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Stone · 1,938 sqft
Roof: Asphalt
Year built: 1939

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Arneson & Olson 1st Add
HOA: No HOA
School district: 2167 - Lakeview
High school district: Lakeview

Financial & listing details

Annual tax: $3,016 (2026)
Listed: Apr 8, 2026
Days on market: 112 · 78 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths2

Half baths1

1/4 baths0

BasementPartially Finished, Sump Pump

HeatingBaseboard, Forced Air

CoolingCentral Air, Wall Unit(s)

Fireplaces1

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock, Stone

Foundation area1,938 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces4.5

Garage size1,218 sqft

Financial details

Annual taxes$3,016

Tax year2026

Taxes w/ assessments3016

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2167 - Lakeview

District number2167

District phone5074235164

High schoolLakeview

SODL flat fee brokerage

$2,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,363/mo

Principal & interest$1,046

Property taxes$251

Home insurance (est.)$66

Down payment

$39,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.