Pending
$375,000
$175/sqft

Northland 5

605 Gumtree Street NE, Saint Joseph, MN, 56374
4  Bedrooms3  Bathrooms2,138  Square Feet0.39  Acres
Days on market93
Year built2002
Garage spaces3
TypeResidential
Est. $8,250buyer credit when you buy with SODL

About this home

Set on a large corner lot across from Northland Park, this beautifully updated modified three level offers a truly turn-key opportunity. The spacious foyer welcomes you with main floor laundry and a half bath, leading to an inviting upper level featuring fresh paint, updated flooring, and an open kitchen/dining/living layout with walk-in pantry and newer appliances. Two bedrooms are located on the upper level, with two additional bedrooms and a generous walkout entertainment room below. Step outside to enjoy the newly installed stamped concrete patio and fenced yard, with the deck offering additional outdoor living space. The heated, insulated 3-stall garage, water filtration system, concrete driveway expansion, and ample crawl space storage add convenience and comfort. A rare find in a sought-after neighborhood—move in and love where you live.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2002
LevelsThree Level Split
Living area2,138 sqft
Above-grade finished1,226 sqft
Below-grade finished912 sqft
Lot size0.39 acres (97x156x116x167)
Days on market93
ListedOct 30, 2025
MLS #NST6810462
CountyStearns
SubdivisionNorthland 5
Parcel #84537340190

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Three Level Split
Garage
3 spaces · 34x24 · 816 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Heated Garage
Patio & porch
Deck, Front Porch
Fencing
Chain Link, Full
Lot size
0.39 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block
Foundation
1,218 sqft
Roof
Age 8 Years or Less
Year built
2002

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Northland 5
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$4,135.74 (2025)
Tax with assessments
4904
Listed
Oct 30, 2025
Days on market
93
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Finished, Walkout
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Paneled Doors, Porch
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,218 sqft
Patio/porchDeck, Front Porch
Lot featuresCorner Lot, Irregular Lot
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Heated Garage
Garage spaces3
Garage size816 sqft

Financial details

Annual taxes$4,135.74
Tax year2025
Taxes w/ assessments4904
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$8,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,440/mo
Principal & interest$1,971
Property taxes$345
Home insurance (est.)$125
%
$75,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

605 Gumtree Street NE, Saint Joseph, MN, 56374

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Listing information

MLS #NST6810462
StatusPending
Last updatedMar 2, 2026, 3:42 PM
Originally listedOct 31, 2025, 12:00 AM
Listing officeKeller Williams Classic Realty
Co-listing officeKeller Williams Classic Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.