Listed at
$319,000
$161/sqft

Northland Three

502 Gumtree Street, Saint Joseph, MN, 56374
3  Bedrooms2  Bathrooms1,978  Square Feet0.33  Acres
Days on market306
Year built1999
Garage spaces2
TypeResidential
Est. $6,570buyer credit when you buy with SODL
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About this home

This well-maintained home offers 1,352 square feet on the main floor, featuring three same-level bedrooms, a massive full bathroom, and an open-concept kitchen, living, and dining area—perfect for comfortable everyday living and effortless entertaining. Located on a large corner lot, the property extends all the way to the south tree line. It features great outdoor amenities, including a storage shed, a fenced area, an enclosed gazebo, and a deck perfect for relaxing or hosting guests. Major updates, the big ticket items, provide peace of mind, including: new shingles (2023) new furnace and central air conditioning (2023), water heater (2014), newer washer and dryer This home has been lovingly cared for. The sellers are open to entertaining reasonable offers.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1999
LevelsSplit Entry (Bi-Level)
Living area1,978 sqft
Above-grade finished1,352 sqft
Below-grade finished626 sqft
Lot size0.33 acres (93x149x93x159)
Days on market306
ListedNov 25, 2025
MLS #NST6820329
CountyStearns
SubdivisionNorthland Three
Parcel #84537340115

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 26x26 · 676 sqft
Parking features
Asphalt, Garage Door Opener, Tuckunder Garage
Patio & porch
Deck, Enclosed
Other structures
Storage Shed
Lot size
0.33 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,352 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1999

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Northland Three
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$3,520 (2025)
Listed
Nov 25, 2025
Days on market
306 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDryer, Range, Refrigerator, Washer
DiningInformal Dining Room
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle
Foundation area1,352 sqft
Patio/porchDeck, Enclosed
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAsphalt, Garage Door Opener, Tuckunder Garage
Garage spaces2
Garage size676 sqft

Financial details

Annual taxes$3,520
Tax year2025
Taxes w/ assessments3520
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,570Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,570

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,076/mo
Principal & interest$1,676
Property taxes$293
Home insurance (est.)$106
%
$63,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

502 Gumtree Street, Saint Joseph, MN, 56374

Listing information

MLS #NST6820329
StatusActive
Last updatedJan 11, 2026, 9:24 PM
Originally listedNov 26, 2025, 8:34 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.