Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,076 (2024).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 403 days.

Listed at

$99,900

Finland

5586 N 1st Avenue, Kettle River, MN, 55757

2 Bedrooms1 Bathroom0.25 Acres

Days on market403

Year built1935

Garage spaces1

TypeResidential

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About this home

One level living bungalow in the small town of Kettle River. Features 2 bedrooms and 1 bathroom. A large eat in kitchen and entryway/mudroom with laundry. Outside features a 1 car detached garage & Room to park a trailer. The large backyard accessible from the living room has a deck and plenty of room. Access to the Soo Line Trail system off the backyard. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1935

LevelsOne

Living area0 sqft

Above-grade finished0 sqft

Below-grade finished0 sqft

Lot size0.25 acres (102x13x114x80)

Days on market403

ListedAug 21, 2025

MLS #NST6776074

CountyCarlton

SubdivisionFinland

Parcel #190101940

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Other
Cooling: Window Unit(s)
Appliances: Dryer, Washer

Property

Levels / stories: One
Garage: 1 space · 16x22 · 352 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Deck, Porch
Lot size: 0.25 acres
Lot dimensions: 102x13x114x80

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Frame
Foundation: 888 sqft
Roof: Asphalt
Year built: 1935

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Finland
HOA: No HOA
School district: Moose Lake

Financial & listing details

Annual tax: $1,076 (2024)
Listed: Aug 21, 2025
Days on market: 403 · 43 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard, Other

CoolingWindow Unit(s)

LaundryMain Level

AppliancesDryer, Washer

DiningKitchen/Dining Room

AmenitiesMain Floor Primary Bedroom

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area888 sqft

Patio/porchDeck, Porch

Lot featuresTree Coverage - Light

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningLot,Residential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces1

Garage size352 sqft

Financial details

Annual taxes$1,076

Tax year2024

Taxes w/ assessments1076

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2347

District phone2184854435

High schoolMoose Lake

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $2,997Your buyer credit $0

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$648/mo

Principal & interest$525

Property taxes$90

Home insurance (est.)$33

Down payment

$19,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.