Listed at
$179,000
$115/sqft

Finland

3945 Maple Street, Kettle River, MN, 55757
4  Bedrooms2  Bathrooms1,560  Square Feet0.172  Acres
Days on market56
Year built2000
ParkingOpen
TypeResidential
Est. $2,370buyer credit when you buy with SODL
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About this home

Welcome to Kettle River, this cozy, single-story home with a welcoming front porch. Inside, the living room is spacious, filled with natural light from large windows. The kitchen is open-concept, with newer appliances, and a dining area just off to the side. There are four bedrooms: the primary bedroom is a peaceful retreat with an ensuite bathroom, and three additional bedrooms & another bathroom across the house. Outside, there is room to build a garage & Space to add a larger deck. Showings start Friday July 3rd!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2000
LevelsOne
Living area1,560 sqft
Above-grade finished1,560 sqft
Below-grade finished0 sqft
Lot size0.172 acres (50x100)
Days on market56
ListedJul 2, 2026
MLS #NST7103510
CountyCarlton
SubdivisionFinland
Parcel #190101500

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
None
Appliances
Dishwasher, Electric Water Heater, Fuel Tank - Rented, Range, Refrigerator, Washer

Property

Levels / stories
One
Parking features
Open
Exterior features
Vinyl
Lot size
0.172 acres
Lot dimensions
50x100
Lot features
Tree Coverage - Light

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Other
Foundation
Slab · 1,560 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2000

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Propane
Electric
100 Amp Service

Community & HOA

Subdivision
Finland
HOA
No HOA
School district
97 - Moose Lake
High school district
Moose Lake

Financial & listing details

Annual tax
$1,782 (2026)
Tax with assessments
1800
Listed
Jul 2, 2026
Days on market
56 · 13 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingNone
LaundryMain Level
AppliancesDishwasher, Electric Water Heater, Fuel Tank - Rented, Range, Refrigerator, Washer
DiningInformal Dining Room
AccessibilityNone
Special featuresAll Living Facilities on One Level

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Asphalt
FoundationSlab
Foundation area1,560 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelPropane

Parking & garage

ParkingOpen
Garage spaces0

Financial details

Annual taxes$1,782
Tax year2026
Taxes w/ assessments1800
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District97 - Moose Lake
District number97
District phone2184854435
High schoolMoose Lake
SODL flat fee brokerage
$2,370Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,370

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,149/mo
Principal & interest$941
Property taxes$149
Home insurance (est.)$60
%
$35,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3945 Maple Street, Kettle River, MN, 55757

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Listing information

MLS #NST7103510
StatusClosed
Last updatedAug 28, 2026, 8:21 PM
Originally listedJul 2, 2026, 5:03 PM
Listing officeColdwell Banker Realty - Dulut

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.