Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,892 (2026).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 9 days.

Sold / Closed

$410,000

Sold price · Closed May 11, 2026

$198/sqft

Snells Bald Eagle Lake, Lots

5499 Prospect Avenue, White Bear Twp, MN, 55110

3 Bedrooms2 Bathrooms1,992 Square Feet10200 Acres

Days on market9

Year built1983

Garage spaces2

TypeResidential

Est. $8,850buyer credit when you buy with SODL

About this home

This beautifully updated home in White Bear offers the perfect blend of modern upgrades and a prime location just blocks from Bald Eagle Lake. The exterior has been completely refreshed with durable Hardie siding, a new roof, and new windows, giving the home outstanding curb appeal and peace of mind. Inside, everything has been thoughtfully updated, including a stylish kitchen with stainless steel appliances and granite countertops, along with updated bathrooms and flooring. Major mechanicals like the furnace and water heater are newer, adding even more value. Situated on a very quiet dead-end street, this home also provides easy walkability to the local elementary school and Tamarack Nature Center, making it an ideal setting for both convenience and tranquility.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1983

LevelsSplit Entry (Bi-Level)

Living area1,992 sqft

Above-grade finished1,092 sqft

Below-grade finished900 sqft

Lot size10200 acres (100x102)

Days on market9

ListedMar 31, 2026

MLS #NST7046992

CountyRamsey

SubdivisionSnells Bald Eagle Lake, Lots

Parcel #103022120076

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 22x24 · 528 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Deck
Exterior features: Cement Board
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,092 sqft
Roof: Age 8 Years or Less
Year built: 1983

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Snells Bald Eagle Lake, Lots
HOA: No HOA
School district: 624 - White Bear Lake
High school district: White Bear Lake

Financial & listing details

Annual tax: $4,892 (2026)
Listed: Mar 31, 2026
Days on market: 9
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

AccessibilityNone

Exterior & lot

ExteriorCement Board

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,092 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$4,892

Tax year2026

Taxes w/ assessments4892

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$8,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,615/mo

Principal & interest$2,076

Property taxes$408

Home insurance (est.)$132

Down payment

$79,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.