Sold / Closed
$420,000

Sold price · Closed May 29, 2026

$228/sqft

Snells Bald Eagle Lake, Lots

5505 Cottage Avenue, White Bear Twp, MN, 55110
4  Bedrooms3  Bathrooms1,889  Square Feet0.275  Acres
Days on market22
Year built1971
Garage spaces2
TypeResidential
Est. $9,897buyer credit when you buy with SODL

About this home

Welcome to 5505 Cottage Ave, St. Paul, MN, an updated and spacious 4 bedroom, 3 bathroom home nestled on a private cul-de-sac with easy access through the back gate to endless acres of trails near Tamarack Nature Center. Surrounded by mature trees and beautiful landscaping, this property offers a peaceful and picturesque setting. Inside, enjoy extensive updates throughout, including fresh paint and brand new carpet installed in March 2026. The fully renovated lower level adds exceptional living space and features a new fourth bedroom, perfect for guests, a home office, or multigenerational living. One bedroom offers an ensuite bath for added comfort and privacy. Cozy up by either of the two fireplaces, one gas and one wood burning. Step outside to a spacious backyard and expansive patio ideal for entertaining or relaxing. Additional highlights include a lawn sprinkler system, whole home humidifier, and Generac auxiliary generator. This move in ready home blends classic charm, modern updates, and an unbeatable private setting.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1971
LevelsOne
Living area1,889 sqft
Above-grade finished1,280 sqft
Below-grade finished609 sqft
Lot size0.275 acres (100 x 120)
Days on market22
ListedApr 23, 2026
MLS #NST7060627
CountyRamsey
SubdivisionSnells Bald Eagle Lake, Lots
Parcel #103022120060

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator

Property

Levels / stories
One
Garage
2 spaces · 644 sqft
Parking features
Attached Garage
Patio & porch
Patio
Exterior features
Cedar
Fencing
Chain Link, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 980 sqft
Roof
Age 8 Years or Less
Year built
1971

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Snells Bald Eagle Lake, Lots
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,596 (2025)
Listed
Apr 23, 2026
Days on market
22
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Crawl Space, Daylight/Lookout Windows, Egress Window(s), Finished
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryIn Basement, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator
AmenitiesFrench Doors, Hardwood Floors, Natural Woodwork, Patio, Security System, Skylight, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorCedar
RoofAge 8 Years or Less
FoundationBlock
Foundation area980 sqft
Patio/porchPatio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size644 sqft

Financial details

Annual taxes$4,596
Tax year2025
Taxes w/ assessments4596
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$9,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,786/mo
Principal & interest$2,259
Property taxes$383
Home insurance (est.)$143
%
$85,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5505 Cottage Avenue, White Bear Twp, MN, 55110

Listing information

MLS #NST7060627
StatusClosed
Last updatedMay 29, 2026, 10:22 PM
Originally listedApr 24, 2026, 12:00 AM
Listing officeFathom Realty MN, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.